37748 Cardiff St, Palmdale, CA 93550 Property Records

Los Angeles County property record for 37748 Cardiff St, Palmdale, CA 93550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,397 sqft · built 1990
Lot Size	0.119 acres (5,187 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jul 2023)
Tax Bill	$6,622 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3019-037-090`

Property Details

APN / Parcel Number

Primary APN	`3019-037-090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	5,187 sqft (0.119 acres)
Lot Dimensions	93 ft deep x 57 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37748 CARDIFF ST
City	PALMDALE
State	CA
Zip	93550-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR1*
Legal Description	TR=33457 LOT 25
Legal Subdivision	33457
Legal Tract	33457
Legal Block	2
Legal Lot Number	25
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	2
Census Block	2007
Census Tract	910607

Owner

37748 Cardiff St is owned and occupied by two individuals who bought it in July 2023.

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	37748 CARDIFF ST, PALMDALE, CA 93550-7059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Grant Deed, Transfer · FHA Mortgage OCMBC INC
May 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Dec 5, 2016 · Amount on File
Deed Document Number	2023492356
Prior Transfer Date	Jan 28, 1994
Prior Transfer Doc	0000279582
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 26, 2023
Property Address	37748 CARDIFF ST, PALMDALE, CA 93550-7059
Document Number	0000492356
Map Reference	MB 1090 PG 79-81
Instrument Date	Jun 22, 2023
Instrument	23-0492356
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37748 CARDIFF ST, PALMDALE, CA 93550-7059

Mortgage

Document Number	0000492357
Date	Jul 26, 2023
Instrument	23-0492357

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	37748 CARDIFF ST, PALMDALE, CA 93550-7059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000494910
Date	May 4, 2017
Instrument	17-0494910

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 37748 Cardiff St was $6,622.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Palmdale Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,967 (+2%) Land $184,046 Building $252,921
2025	$6,622.00	$428,400 Land $180,438 Building $247,962
2023	$3,924.00 (+4.03%)	$234,255 (+2%) Land $58,563 Building $175,692
2022	$3,772.00	$229,663 Land $57,415 Building $172,248

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 37748 Cardiff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37748 Cardiff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMDALE WATER DIST. serves 126,804 people · EPA ID CA1910102
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Race Communications.

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