3774 River Ridge Dr, Brainerd, MN 56401 Property Records

Crow Wing County property record for 3774 River Ridge Dr, Brainerd, MN 56401

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 1,386 sqft · built 1998
Lot Size5 acres (217,799 sqft)
Owner2 Individual Names on Record
Tax Bill$1,218 (2026)
Deeds & MortgagesAug 2025 Mortgage
Flood ZoneZone A (high risk)
APN980222400B00009

Property Details

APN / Parcel Number

Primary APN980222400B00009
Alternative APNs
  • 99220675
  • 136485
  • 186434

Interior

Bedrooms3 Beds
Full Baths5 Baths
Stories1 Story
Building Area1,386 sqft Living Area
Gross Area90 sqft
1st Floor Area1,386 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area217,799 sqft (5 acres)
Garage Area676 sqft
DrivewayDriveway

Exterior Amenities

PorchScreened Porch
Porch Area224 sqft
Lean-To90 sqft
Storage BuildingStorage Building
Pole Barn1,500 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number186434
Street Address3774 RIVER RIDGE DR
CityBRAINERD
StateMN
Zip56401-7952
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF THE SE1/4 OF THE NW1/4 DESCRIBED AS FOLLOWS, BEGINNING AT THE NW CORNER OF THE SENW (NE CORNER OF RIVER RIDGE HO
Legal Range29W
Legal Township134
Legal Section22
JurisdictionCROW WING MN
Township / Civil DivisionFIRST ASSESSMENT
Census Block Group2
Census Block2016
Census Tract950902

Owner

Source: Crow Wing County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3774 RIVER RIDGE DR, BRAINERD, MN 56401-7952
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 9, 2025
Transfer Doc0001012729
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCROW WING MN
Property Address3774 RIVER RIDGE DR, BRAINERD, MN 56401-7952
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3774 RIVER RIDGE DR, BRAINERD, MN 56401-7952
InvestorPossibly a Property Investor

Mortgage

Document Number0001012730
DateAug 1, 2025
Instrument1012730
Lender
NameCROW WING POWER CU
TypeCredit Union
AddressBRAINERD, MN 56401
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term59 Months
DueJul 15, 2030

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCrow Wing County
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,218.00 (+37.47%) Homeowner's exemption$250,700 (+9%) Land $87,600 Building $163,100$250,700 (+9%) Land $87,600 Building $163,100
2025$230,000 (+10.9%) Land $74,500 Building $155,500$230,000 (+10.9%) Land $74,500 Building $155,500
2023$886.00 Homeowner's exemption$207,400 Land $59,700 Building $147,700$207,400 Land $59,700 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 73% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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