3774 Laird Rd, Crestview, FL 32539 Property Records

Walton County property record for 3774 Laird Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,839 sqft · built 1984
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individuals on Record
Last Sale	$310,000 (Feb 2026)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-3N-21-37000-007-0010`

Property Details

APN / Parcel Number

Primary APN	`06-3N-21-37000-007-0010`
Alternative APNs	`06-321-37000-007-0010` `1009663`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	2,077 sqft
1st Floor Area	1,839 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	107,158 sqft (2.46 acres)

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	48 sqft
Patio Area	500 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3774 LAIRD RD
City	CRESTVIEW
State	FL
Zip	32539-9387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	COM NE/COR OF NW1/4 OF NW1/4 SEC 06-3N-21W,S 02 DEG 31'00W 297.50 FT FOR POB,S 02 DEG 31' 00W 913.50 FT,N 89 DEG 20'01 W 115.36 FT BEING ON E ROW LAIRD RD,N 02 DEG 17'18E 916.49 FT,S 87 DEG 50'40E 118.96 FT TO POB. OR 811-35 OR 2431-1392 OR 2958-1616
Legal Range	021
Legal Township	03N
Legal Section	06
Legal Block	700
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	PAXTON-DARLINGTON
Census Block Group	3
Census Block	3043
Census Tract	950104

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 12, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 2, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	20266375
Deed Book / Page	3387 / 4693
Prior Transfer Date	Jan 12, 2026
Prior Transfer Doc	0033874693
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 20, 2026
Property Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387
Document Number	0033874693
Book / Page	3387 / 4693
Instrument Date	Jan 2, 2026
Instrument	20260006375
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387

Mortgage

Document Number	0033874695
Date	Feb 20, 2026
Instrument	3387/4695

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 12, 2026
Property Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387
Document Number	0003792886
Instrument Date	Jan 2, 2026
Instrument	3792886
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387

Mortgage

Document Number	0003792887
Date	Jan 12, 2026
Instrument	3792887

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 2, 2021
Property Address	3774 LAIRD RD, CRESTVIEW, FL 32539-9387
Document Number	0032232643
Book / Page	3223 / 2643
Instrument Date	Nov 1, 2021
Instrument	20210054647
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3774 LAIRD RD, 3774, CRESTVIEW, FL 32539-9387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 TWIN OAK DR, CRESTVIEW, FL 32536-9383

Mortgage

Document Number	32232645
Date	Nov 2, 2021
Instrument	3223/2645

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,334.00 (+1.99%) Homeowner's exemption	$190,245 (-3.48%)	$213,059 (+8.1%) Land $30,996 Building $182,063
2024	$1,308.00 (+3.97%)
2023	$1,258.00 (-19.67%) Homeowner's exemption	$197,097 (+12.83%) Land $7,124 Building $189,973	$197,097 (+12.83%) Land $7,124 Building $189,973
2022	$1,566.00	$174,688 Land $7,907 Building $166,781	$174,688 Land $7,907 Building $166,781

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSSY HEAD WATER WORKS, INC. private · serves 4,386 people · EPA ID FL1660803
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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