Highlands County property record for 3774 Enchanted Oaks Ln, Sebring, FL 33875 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,100 sqft · built 1999 |
| Lot Size | 0.383 acres (16,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Aug 2005) |
| Tax Bill | $518 (2025) |
| Deeds & Mortgages | Oct 2019 Loan Modification Oct 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-28-090-00C0-0110 |
| Primary APN | C-09-35-28-090-00C0-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,100 sqft Living Area |
| Gross Area | 3,879 sqft |
| 1st Floor Area | 3,100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 16,678 sqft (0.383 acres) |
| Lot Dimensions | 150 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 779 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Slab |
| Porch Area | 415 sqft |
| Patio Area | 642 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3774 ENCHANTED OAKS LN |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB OF SEBRING PH 2 SEC 3 ENCHANTED OAKS PB 16 PG 32 LOT 11 BLK C |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | COUNTRY CLUB OF SEB PH 2 SEC 3 |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-09-35-28-090-00C0-0110
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3774 ENCHANTED OAKS LN, SEBRING, FL 33875-4777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2019 | Loan Modification, Mortgage WAUCHULA ST BK |
| Oct 20, 2018 | Loan Modification, Mortgage WAUCHULA ST BK |
| Oct 18, 2006 | Loan Modification, Mortgage · Conventional with PMI WAUCHULA ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on Record |
| Deed Sale | Aug 30, 2005 · Amount on Record |
| Prior Sale | Jun 01, 2000 · Amount on Record |
| Deed Document Number | 20051341931 |
| Deed Book / Page | 1890 / 1106 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3774 ENCHANTED OAKS LN, SEBRING, FL 33875-4777 |
| Document Number | 0001967364 |
| Instrument Date | Oct 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3774 ENCHANTED OAKS LN SEBRING FL 338754777, SEBRING, FL 33875-4777 |
| Document Number | 0001967364 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 002727/001695 |
| Instrument | 1967364 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33803-1117 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 11, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3774 ENCHANTED OAKS LN, SEBRING, FL 33875-4777 |
| Document Number | 0001922132 |
| Instrument Date | Oct 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3638 WYNSTONE DR SEBRING FL 338754718, SEBRING, FL 33875-4718 |
| Document Number | 0001922132 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 002669/001536 |
| Instrument | 1922132 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33872 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Dec 16, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3774 ENCHANTED OAKS LN, SEBRING, FL 33875-4777 |
| Document Number | 0001994205 |
| Instrument Date | Oct 18, 2006 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3774 ENCHANTED OAKS LN SEBRING FL 338754777, SEBRING, FL 33875-4777 |
| Document Number | 0001994205 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 002766/000871 |
| Instrument | 1994205 |
| Name | WAUCHULA ST BK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33872 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $518.00 (+1.37%) Veteran's exemption | $312,343 (+5.99%) | $456,455 (+2.95%) Land $40,593 Building $415,862 |
| 2024 | $511.00 (+10.37%) | ||
| 2023 | $463.00 (+4.99%) Disabled Person's exemption Veteran's exemption | $294,699 (+3%) | $443,371 (+19.04%) Land $35,298 Building $408,073 |
| 2022 | $441.00 Disabled Person's exemption Veteran's exemption | $286,116 | $372,459 Land $35,298 Building $337,161 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 74% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 219 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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