3774 E Cobble Creek Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 3774 E Cobble Creek Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,240 sqft · built 2005
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Mar 2024)
Tax Bill	$2,073 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-28623-40`

Property Details

APN / Parcel Number

Primary APN	`015-28623-40`
Alternative APN	`53-01-52-862-340.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Terrain	High
Garage Type	Basement
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	015-28623-40
Street Address	3774 E COBBLE CREEK DR
City	BLOOMINGTON
State	IN
Zip	47401-7144
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	015-28623-40 STELLA RIDGE PH 2 UNIT 40
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2000
Census Tract	904

Owner

3774 E Cobble Creek Dr, a condominium, is owned by an individual who bought it in March 2024.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7106 GRAPE RD, GRANGER, IN 46530-4510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Deed Document Number	202450936
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Mar 27, 2024
Property Address	3774 E COBBLE CREEK DR, BLOOMINGTON, IN 47401-7144
Document Number	2024003014
Map Reference	CAB C ENV 232
Instrument Date	Mar 26, 2024
Instrument	2024003014
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2024003015
Date	Mar 27, 2024
Instrument	2024003015

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

The 2025 property tax bill for 3774 E Cobble Creek Dr was $2,073, down 11.4% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,073.00 (-11.37%)	$234,600 Land $60,500 Building $174,100	$234,600 Land $60,500 Building $174,100
2024	$2,339.00
2023		$238,700 (+6.61%) Land $60,500 Building $178,200	$238,700 (+6.61%) Land $60,500 Building $178,200
2022	$2,223.00	$223,900 Land $55,000 Building $168,900	$223,900 Land $55,000 Building $168,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3774 E Cobble Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3774 E Cobble Creek Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20