37728 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37728 2nd St, Willoughby, OH 44094

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,632 sqft · built 1920
Lot Size0.16 acres (7,000 sqft)
OwnerCompany Name on Record
Tax Bill$3,934 (2023)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-029-A-00-060-0

Property Details

APN / Parcel Number

Primary APN27-A-029-A-00-060-0
Alternative APN
  • B 130

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,632 sqft Total Area
1st Floor Area816 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
PorchEnclosed Porch
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberB 130
Street Address37728 2ND ST
CityWILLOUGHBY
StateOH
Zip44094-6127
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-MFL
Legal DescriptionGORE TRACT PART OF LOT 105
Legal SubdivisionTALBOT & MCKINNEYS ALLOTMENT
Legal Block1
Legal Lot Number105
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1011
Census Tract201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1599, MENTOR, OH 44061-1599
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 17, 2015
Transfer Doc0000030582
Record UpdatedJun 7, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address37728 2ND ST, WILLOUGHBY, OH 44094-6127
Document Number0000007269
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedApr 15, 2020
Title CompanyOHIO REAL TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1599 MENTOR OH 440611599, MENTOR, OH 44061-1599

Mortgage

Document Number0000007269
DateMar 20, 2020
Instrument7269
Lender
NameERIEBANK
TypeBank
AddressMENTOR, OH 44060
Agreement
AmountAmount Recorded
Term120 Months
DueMar 19, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,934.00 (+47.4%) Homeowner's exemption$41,550 (-) Land $13,380 Building $28,170
2022$2,669.00$41,550 Land $13,380 Building $28,170
2021$118,710 Land $38,230 Building $80,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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