3772 Gainsborough Dr, Concord, CA 94518 Property Records

Contra Costa County property record for 3772 Gainsborough Dr, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,995 sqft · built 1964
Lot Size	0.292 acres (12,696 sqft)
Owner	Individual Name on File
Last Sale	$1,497,500 (Jun 2026)
Tax Bill	$12,918 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-124-011-5`

Property Details

APN / Parcel Number

Primary APN	`105-124-011-5`
Alternative APN	`105-124-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	12,696 sqft (0.292 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3772 GAINSBOROUGH DR
City	CONCORD
State	CA
Zip	94518-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3181 LOT 65 EX MR
Legal Subdivision	PARKWOOD ESTATES
Legal Tract	3181
Legal Lot Number	65
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1012
Census Tract	335000

Owner

3772 Gainsborough Dr is owned and occupied by an individual who bought it in June 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 11, 2026	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 7, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2020	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Oct 7, 2025 · Amount on File
Deed Document Number	202661121
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645

Mortgage

Document Number	0000297974
Date	Oct 22, 2021
Instrument	2021-297974

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645

Mortgage

Document Number	0000083231
Date	Aug 29, 2023
Instrument	2023-083231

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CONCORD, CA 94518

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 11, 2026
Property Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Document Number	0000061121
Instrument Date	May 29, 2026
Instrument	202661121
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,372.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645

Mortgage

Document Number	0000061122,
Date	Jun 11, 2026
Instrument	202661122

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 7, 2025
Property Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Document Number	0000104498
Map Reference	MB 98 PG 4
Instrument Date	Oct 3, 2025
Instrument	2025- 104498
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645

Mortgage

Document Number	0000104499
Date	Oct 7, 2025
Instrument	2025- 104499

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 18, 2020
Property Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Document Number	0000209095
Instrument Date	Sep 18, 2020
Instrument	209095
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3772 GAINSBOROUGH DR CONCORD CA 945181645, CONCORD, CA 94518-1645

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 18, 2020
Property Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645
Document Number	0000209096
Map Reference	MB 98 PG 4
Instrument Date	Sep 17, 2020
Instrument	2020-209096
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3772 GAINSBOROUGH DR, CONCORD, CA 94518-1645

Mortgage

Document Number	0000209097
Date	Sep 18, 2020
Instrument	2020-209097

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3772 Gainsborough Dr was $12,918.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,435,000 (+32.96%) Land $600,000 Building $835,000
2025	$12,918.00	$1,079,307 Land $456,784 Building $622,523
2023	$11,846.00 (+1.18%)	$988,379 Land $439,048 Building $549,331
2022	$11,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3772 Gainsborough Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3772 Gainsborough Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom.

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