3770 N 3rd St, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 3770 N 3rd St, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,142 sqft · built 1959
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,798 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-05-405-065`

Property Details

APN / Parcel Number

Primary APN	`05-05-405-065`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	88 ft deep x 82.5 ft wide
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3770 N 3RD ST
City	KALAMAZOO
State	MI
Zip	49009-8596
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 5-2-12 BEG IN N&S1/4 LI 231 FT N OF S1/8 LI TH N 82.5 FT TH S 89DEG58MIN30SEC E 297 FT TH S 82.5 FT TO N 89DEG58MIN30SEC
Legal Range	12
Legal Township	02
Legal Section	05
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	1
Census Block	1000
Census Tract	2908

Owner

3770 N 3rd St is owned and occupied by two individuals.

Source: Kalamazoo County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3770 N 3RD ST, KALAMAZOO, MI 49009-8596
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARBOR FINANCIAL CU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3770 N 3RD ST, KALAMAZOO, MI 49009-8596
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3770 N 3RD ST, KALAMAZOO, MI 49009-8596

Mortgage

Document Number	2022016285
Date	May 11, 2022
Instrument	2022-016285

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3770 N 3RD ST, KALAMAZOO, MI 49009-8596
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021010396
Date	Mar 16, 2021
Instrument	2021-010396

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3770 N 3RD ST, KALAMAZOO, MI 49009-8596
Transaction Type	Mortgage
Record Updated	Aug 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019021775
Date	Jul 31, 2019
Instrument	2019-021775

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3770 N 3rd St was $2,798 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,100	$226,200
2025	$2,798.00 Homeowner's exemption
2023		$95,100	$190,200
2019	$2,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3770 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3770 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Metronet.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on N 3rd St

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