3770 Mendon Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3770 Mendon Rd, Cumberland, RI 02864

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 1.5 ba · 2,313 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2023)
Tax Bill	$5,092 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-0017-75`

Property Details

APN / Parcel Number

Primary APN	`3-0017-75`
Alternative APNs	`CUMB M:053 B:1437 L:000` `9184-35`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,313 sqft Total Area
Gross Area	4,689 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3-0017-75
Street Address	3770 MENDON RD
City	CUMBERLAND
State	RI
Zip	02864-2129
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	100
Legal Block	1437
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4004
Census Tract	11403

Owner

3770 Mendon Rd, a commercial property, is owned by two individuals who bought it in November 2023.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3770 MENDON RD, CUMBERLAND, RI 02864-2129
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · FHA Mortgage EASTERN BANK
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Dec 15, 1999 · Amount on File
Deed Document Number	2023141550
Deed Book / Page	1968 / 12
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Nov 20, 2023
Property Address	3770 MENDON RD, CUMBERLAND, RI 02864-2129
Document Number	0001968-12
Book / Page	1968 / 12
Instrument Date	Nov 20, 2023
Instrument	141550
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000141551
Date	Nov 20, 2023
Instrument	141551

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3770 MENDON RD, CUMBERLAND, RI 02864-2129
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001894-532
Date	Jun 28, 2021
Book Page	1894/532
Instrument	125295

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3770 MENDON RD, CUMBERLAND, RI 02864-2129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1829-825
Date	Feb 12, 2020
Book Page	1829/825

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3770 MENDON RD, CUMBERLAND, RI 02864-2129
Document Number	1791-833
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3770 MENDON RD CUMBERLAND RI 028642129, CUMBERLAND, RI 02864-2129

Mortgage

Document Number	1791-833
Date	Jan 2, 2019
Book Page	001791/000833

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3770 Mendon Rd was $5,092, up 38.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,092.00 (+38.14%)	$508,700 (+69.34%) Land $216,700 Building $292,000	$549,811
2025	$3,686.00	$300,400 Land $143,100 Building $157,300
2023	$3,491.00 (-5.29%)	$300,400 (+22.16%) Land $143,100 Building $157,300
2022	$3,686.00	$245,900 Land $100,000 Building $145,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3770 Mendon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3770 Mendon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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