3770 Hamlet Dr E, Saginaw, MI 48603 Property Records

Saginaw County property record for 3770 Hamlet Dr E, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,328 sqft · built 1980
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Company Names on Record
Last Sale	$334,500 (Aug 2021)
Tax Bill	$5,504 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-09-2133-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-09-2133-000`
Alternative APN	`124092133000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)
Lot Depth	462 ft Depth
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	396 sqft
Deck Area	Deck Area
Patio Area	3,788 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3770 HAMLET DR E
City	SAGINAW
State	MI
Zip	48603-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 33 WESTBECKER WOODS PART OF NW 1/4 SEC 09 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	09
Legal Subdivision	WESTBECKER WOODS SUB
Legal Lot Number	33
Legal Unit	33
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	1
Census Block	1012
Census Tract	10303

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3770 HAMLET DR E, SAGINAW, MI 48603-1953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202127795
Last Transfer Date	Jun 2, 2026
Transfer Doc	0000015554
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 15, 2026
Property Address	3770 HAMLET DR E, SAGINAW, MI 48603-1953
Document Number	0000015554
Instrument Date	Jun 2, 2026
Instrument	202615554
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3770 HAMLET DR E, SAGINAW, MI 48603-1953

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 23, 2021
Property Address	3770 HAMLET DR E, SAGINAW, MI 48603-1953
Document Number	2021027795
Map Reference	LB 21 PG 35
Instrument Date	Aug 20, 2021
Instrument	2021027795
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3770 HAMLET DR E, 3770, SAGINAW, MI 48603-1953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9155 GREENWAY CT, SAGINAW, MI 48609-6750

Mortgage

Document Number	2021027796
Date	Aug 23, 2021
Instrument	2021027796

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 17, 2017
Property Address	3770 HAMLET DR E, SAGINAW, MI 48603-1953
Document Number	0000028297
Instrument Date	Oct 13, 2014
Instrument	28297
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3770 HAMLET DR E SAGINAW MI 486031953, SAGINAW, MI 48603-1953

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,500 (+29.35%)	$357,000 (+29.35%)
2025	$5,504.00 (+24.33%) Homeowner's exemption
2023		$138,000	$276,000
2022	$4,427.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber.

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