Oneida County and Vernon Town property record for 3770 Graves Rd, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 2002 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | Trust Name on File |
| Last Sale | $15,000 (Aug 2001) |
| Tax Bill | $3,373 (2026) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 306089 342.000-1-3.1 |
| Primary APN | 306089 342.000-1-3.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 125,017 sqft (2.87 acres) |
| Lot Width | 460 ft Width |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3770 GRAVES RD |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LAND & MOB HOME |
| Legal Block | 1 |
| Legal Lot Number | 3.001 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 24900 |
3770 Graves Rd is owner-occupied and held in a trust since August 2001.
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3770 GRAVES RD, ONEIDA, NY 13421-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2001 · Amount on File |
| Deed Sale | Aug 3, 2001 · Amount on File |
| Deed Book / Page | 2988 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3770 GRAVES RD, ONEIDA, NY 13421-4112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014958 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019-014958 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Nov 1, 2026 |
The 2026 property tax bill for 3770 Graves Rd was $3,373 with exemptions applied, down 0.4% from the year before.
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Unified School District | Stockbridge Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,373.00 (-0.44%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,388.00 | $81,300 Land $8,000 Building $73,300 | $186,897 Land $18,391 Building $168,506 |
| 2023 | $81,300 (-) Land $8,000 Building $73,300 | $171,158 (+9.47%) Land $16,842 Building $154,316 | |
| 2022 | $944.00 Homeowner's exemption Senior Citizen's exemption | $81,300 Land $8,000 Building $73,300 | $156,346 Land $15,385 Building $140,961 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3770 Graves Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3770 Graves Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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