Caldwell County property record for 3770 Dreamfields Ln, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,020 sqft · built 1989 |
| Lot Size | 20.7 acres (903,870 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Jun 2020) |
| Tax Bill | $3,584 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168924 |
| Primary APN | 168924 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,020 sqft Heated Area |
| Gross Area | 6,736 sqft |
| 1st Floor Area | 3,020 sqft |
| Basement Area | 1,594 sqft |
| Unfinished Basement | 1,594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 903,870 sqft (20.7 acres) |
| Garage Type | Finished |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 910 sqft |
| Deck Area | 552 sqft |
| Patio Area | 1,540 sqft |
| Bath House | Bath House |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 168924 |
|---|---|
| Street Address | 3770 DREAMFIELDS LN |
| City | LENOIR |
| State | NC |
| Zip | 28645-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1990 PG 1164 YR 20 ST 750.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30802 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3770 DREAMFIELDS LN, LENOIR, NC 28645-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional with PMI ATLANTIC BAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Feb 1, 1995 · Amount on Record |
| Deed Document Number | 202010044913 |
| Deed Book / Page | 1990 / 1164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3770 DREAMFIELDS LN, LENOIR, NC 28645-9357 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 3770 DREAMFIELDS LN, LENOIR, NC 28645-9357 |
| Document Number | 0021491189 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 2149/1189 |
| Instrument | 10112764 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 11, 2020 |
| Property Address | 3770 DREAMFIELDS LN, LENOIR, NC 28645-9357 |
| Document Number | 0010044913 |
| Book / Page | 001990 / 001164 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 10044913 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3770 DREAMFIELDS LN LENOIR NC 286459357, LENOIR, NC 28645-9357 |
| Document Number | 10044914 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 001990/001167 |
| Instrument | 10044914 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,584.00 (-26.89%) | $642,000 (-) Land $97,200 Building $544,800 | |
| 2025 | $4,902.00 (+64.39%) | $642,000 (+53.08%) Land $97,200 Building $544,800 | $642,000 (+53.08%) Land $97,200 Building $544,800 |
| 2023 | $419,400 (-) Land $89,100 Building $330,300 | $419,400 (-) Land $89,100 Building $330,300 | |
| 2022 | $2,982.00 | $419,400 Land $89,100 Building $330,300 | $419,400 Land $89,100 Building $330,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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