377 Ridgemont Rd, Oxford, MI 48370 Property Records

Oakland County property record for 377 Ridgemont Rd, Oxford, MI 48370

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,575 sqft · built 1985
Lot Size	0.978 acres (42,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2017)
Tax Bill	$7,527 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A-05-31-428-004`

Property Details

APN / Parcel Number

Primary APN	`A-05-31-428-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,575 sqft Living Area
1st Floor Area	2,567 sqft
Basement Area	1,820 sqft
Unfinished Basement	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,602 sqft (0.978 acres)
Lot Dimensions	350 ft deep x 121 ft wide
Terrain	Wooded
Garage Area	929 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	516 sqft
Patio Area	516 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	377 RIDGEMONT RD
City	OXFORD
State	MI
Zip	48370-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTCODE
Legal Description	T5N, R11E, SEC 31 GRAMPIAN HEIGHTS SUB LOT 18
Legal Range	11E
Legal Township	05N
Legal Section	31
Legal Subdivision	GRAMPIAN HEIGHTS SUB
Legal Lot Number	18
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2017
Census Tract	120300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 RIDGEMONT RD, OXFORD, MI 48370-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jun 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017 · Amount on Record
Deed Sale	Sep 6, 2017 · Amount on Record
Prior Sale	Aug 12, 1999 · Amount on Record
Deed Document Number	2017166573
Deed Book / Page	51044 / 101
Last Transfer Date	Jun 20, 2019
Transfer Doc	0000100723
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	377 RIDGEMONT RD, OXFORD, MI 48370-3043
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 RIDGEMONT RD, OXFORD, MI 48370-3043

Mortgage

Document Number	0000239472
Date	Oct 7, 2021
Book Page	56965/347
Instrument	239472

Lender

Name	CITIZENS BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	377 RIDGEMONT RD, OXFORD, MI 48370-3043
Document Number	0000092544
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	377 RIDGEMONT RD OXFORD MI 483703043, OXFORD, MI 48370-3043

Mortgage

Document Number	0000092544
Date	May 12, 2020
Book Page	054199/000019
Instrument	92544

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 26, 2019
Property Address	377 RIDGEMONT RD, OXFORD, MI 48370-3043
Document Number	0000100723
Book / Page	052959 / 000379
Instrument Date	Jun 20, 2019
Instrument	100723
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	377 RIDGEMONT RD OXFORD MI 483703043, OXFORD, MI 48370-3043

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 6, 2017
Property Address	377 RIDGEMONT RD, OXFORD, MI 48370-3043
Document Number	0000166573
Book / Page	051044 / 000101
Instrument Date	Aug 18, 2017
Instrument	166573
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,956.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2884 WOODFORD CIR ROCHESTER HILLS MI 483063066, ROCHESTER HILLS, MI 48306-3066

Mortgage

Document Number	166574
Date	Sep 6, 2017
Book Page	051044/000103
Instrument	166574

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,527.00 (-36.22%) Homeowner's exemption	$314,990 (-1.9%)	$629,980 (-1.9%)
2024	$11,801.00 (+21.21%)
2023		$321,100	$642,200
2021	$9,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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