377 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 377 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,298 sqft · built 1992
Lot Size	0.247 acres (10,799 sqft)
Owner	Company Name on Record
Last Sale	$223,800 (Apr 2011)
Tax Bill	$4,823 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-23-20-326-003`

Property Details

APN / Parcel Number

Primary APN	`41-23-20-326-003`
Alternative APNs	`0095260-209080-5` `10004708026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,298 sqft Living Area
Gross Area	3,221 sqft

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Ceramic Tile
Lot Area	10,799 sqft (0.247 acres)
Garage Type	Finished
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	395 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004708026
Old Parcel Number	00952602090805
Street Address	377 MONACO DR
City	PUNTA GORDA
State	FL
Zip	33950-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PGI 015 0289 0008 PUNTA GORDA ISLES SEC15 BLK289 LT8 997-1818 1000-62 1083/265 1169/1205&06 1553/1932 3562/1661 35
Legal Range	23E
Legal Township	41S
Legal Section	20
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	289
Legal Lot Number	8 997
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2007
Census Tract	10405

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	377 MONACO DR, PUNTA GORDA, FL 33950-7805
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2011 · Amount on Record
Deed Sale	Apr 12, 2011 · Amount on Record
Prior Sale	Apr 12, 2011 · Amount on Record
Deed Document Number	0035621661
Last Transfer Date	Jul 18, 2025
Transfer Doc	0003549125
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	377 MONACO DR, PUNTA GORDA, FL 33950-7805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044091579
Date	Feb 26, 2019
Book Page	4409/1579
Instrument	2686893

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,823.00 (+4.08%) Homeowner's exemption	$331,243 (+5.99%)	$427,587 (+4.54%) Land $115,000 Building $312,587
2023	$4,634.00 (+2.82%) Homeowner's exemption	$312,532 (+3%)	$409,011 (+17.95%) Land $100,000 Building $309,011
2022	$4,507.00 Homeowner's exemption	$303,429	$346,777 Land $76,500 Building $270,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20