Berkeley County property record for 377 Michigan Dr, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,480 sqft · built 2004 |
| Lot Size | 0.332 acres (14,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Dec 2021) |
| Tax Bill | $2,065 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-3L-0838.0000 |
| Primary APN | 02-3L-0838.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Living Area |
| 1st Floor Area | 736 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,505 sqft (0.332 acres) |
| Lot Dimensions | 151 ft deep x 76 ft wide |
| Terrain | Below Road/Slope |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07223246 |
|---|---|
| Street Address | 377 MICHIGAN DR |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .34 AC NEW LOT 18 PHASE 2 NORTHWIND SD |
| Legal Subdivision | NORTHWIND SD |
| Legal Lot Number | 18 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971103 |
377 Michigan Dr is owned and occupied by an individual who bought it in December 2021.
Source: Berkeley County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 377 MICHIGAN DR, FALLING WATERS, WV 25419-4227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Dec 20, 2021 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Dec 4, 2018 | Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Prior Sale | Dec 4, 2018 · Amount on File |
| Deed Document Number | 20210047093 |
| Deed Book / Page | 1372 / 494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 377 MICHIGAN DR, FALLING WATERS, WV 25419-4227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 003732/297 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 3732/297 |
| Instrument | 20210024973 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 20, 2021 |
| Property Address | 377 MICHIGAN DR, FALLING WATERS, WV 25419-4227 |
| Document Number | 001372/494 |
| Book / Page | 1372 / 494 |
| Map Reference | CAB 10 SL 168 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 20210047093 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,002.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202100470943834162 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 202100470943834162 |
| Name | EMBRACE HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Dec 4, 2018 |
| Property Address | 377 MICHIGAN DR, FALLING WATERS, WV 25419-4227 |
| Document Number | 20180045070 |
| Map Reference | PL10 SL168 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 20180045070 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,655.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 377 MICHIGAN DR, FALLING WATERS, WV 25419-4227 |
| Document Number | 003323/111 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 3323/111 |
| Instrument | 20180045071 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 377 Michigan Dr was $2,065.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,065.00 | $169,860 Land $36,420 Building $133,440 | $283,100 Land $60,700 Building $222,400 |
| 2023 | $2,034.00 | $160,980 Land $27,780 Building $133,200 | $268,300 Land $46,300 Building $222,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 377 Michigan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 377 Michigan Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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