Warren County property record for 377 Cardinal Dr, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,268 sqft · built 1990 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2020) |
| Tax Bill | $2,074 (2026) |
| Deeds & Mortgages | Sep 2023 Second Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39/B/1/28 |
| Primary APN | 39/B/1/28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 3,110 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 1,268 sqft |
| Finished Basement | 1,268 sqft |
| Unfinished Basement | 1,268 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 338 sqft |
| Carport | Carport |
| Carport Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23423 |
|---|---|
| Old Parcel Number | 39B 1 28 |
| Street Address | 377 CARDINAL DR |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-5923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L 28 POINT-O-WOODS SH 1 AC PER PLAT DB 145-428 |
| Legal Subdivision | POINT-O-WOODS |
| Legal Lot Number | 28 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | HAPPY CREEK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20602 |
377 Cardinal Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 377 CARDINAL DR, FRONT ROYAL, VA 22630-5923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 1, 2020 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on File |
| Deed Sale | May 1, 2020 · Amount on File |
| Prior Sale | Mar 29, 2005 |
| Deed Document Number | 20202653 |
| Prior Transfer Date | Jun 9, 2011 |
| Prior Transfer Doc | 0000003305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 377 CARDINAL DR, FRONT ROYAL, VA 22630-5923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230004214 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 230004214 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 11, 2038 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | May 1, 2020 |
| Property Address | 377 CARDINAL DR, FRONT ROYAL, VA 22630-5923 |
| Document Number | 200002653 |
| Map Reference | MB 145 PG 428 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 200002653 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | CLEAR TTL ESCROW & SETMNTS L |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 377 CARDINAL DR, FRONT ROYAL, VA 22630-5923 |
| Document Number | 200002654 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 200002654 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 377 Cardinal Dr was $2,074, up 18.9% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,074.00 (+18.85%) | $364,450 (-0.01%) Land $51,750 Building $312,700 | |
| 2025 | $1,745.00 (-50.31%) | $364,500 (+3.79%) Land $51,800 Building $312,700 | $364,450 (+3.77%) Land $51,750 Building $312,700 |
| 2024 | $3,512.00 | $351,200 (-) Land $51,800 Building $299,400 | $351,200 (-) Land $51,800 Building $299,400 |
| 2023 | $351,200 Land $51,800 Building $299,400 | $351,200 Land $51,800 Building $299,400 | |
| 2022 | $3,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 377 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 377 Cardinal Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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