37690 Waterloo Rd, Coltons Point, MD 20626 Property Records

St. Mary's County property record for 37690 Waterloo Rd, Coltons Point, MD 20626 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,880 sqft · built 1967
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Feb 1986)
Tax Bill	$6,300 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-008139`

Property Details

APN / Parcel Number

Primary APN	`07-008139`
Alternative APNs	`7008139` `008139`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,880 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	128,066 sqft (2.94 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	2,608 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	280 sqft
Porch	Slab
Porch Area	318 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	348 sqft
Gazebo	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008139
Street Address	37690 WATERLOO RD
City	COLTONS POINT
State	MD
Zip	20626-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.944 ACRES NW/S WATERLOO RD
Jurisdiction	ST MARY'S MD
Township / Civil Division	7, MILESTOWN
Census Block Group	3
Census Block	3008
Census Tract	875300

Owner

Source: St. Mary's County records · APN 07-008139

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37690 WATERLOO RD, COLTONS POINT, MD 20626-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 1986 · Amount on Record
Deed Sale	Feb 20, 1986 · Amount on Record
Deed Book / Page	250 / 129
Last Transfer Date	Jan 02, 2007
Transfer Doc	0029950738
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	37690 WATERLOO RD, COLTONS POINT, MD 20626-2111
Transaction Type	Mortgage
Record Updated	Apr 01, 2026
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37690 WATERLOO RD, COLTONS POINT, MD 20626-2111

Mortgage

Document Number	0068640141
Date	Mar 12, 2026
Book Page	6864/141

Lender

Name	MODERN MORTGAGE FINANCIAL LLC
Type	Mortgage Company
Address	FARMINGTON, MI 48331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,167 (+7.28%)	$684,700 (-) Land $389,100 Building $295,600
2025	$6,300.00 (+5.55%) Homeowner's exemption	$597,633 (+10.06%)	$684,700 (+23.57%) Land $389,100 Building $295,600
2023	$5,969.00 Homeowner's exemption	$543,000	$554,100 Land $319,100 Building $235,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378753003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 48 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force 32 of 48 on primary residences
Nearby Flood Claims	22 (1996–2021)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Oct 2021, other causes
Flood Events	Hurricane Isabel (Sep 2003), 14 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.