3769 Owl Trap Rd, Saluda, VA 23149 Property Records

Gloucester County property record for 3769 Owl Trap Rd, Saluda, VA 23149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1991
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Oct 2023)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14642`

Property Details

APN / Parcel Number

Primary APN	`14642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3769 OWL TRAP RD
City	SALUDA
State	VA
Zip	23149-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	OWL TRAP PARCEL 1
Legal Subdivision	PLAT: PB20 317
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1010
Census Tract	100101

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3769 OWL TRAP RD, SALUDA, VA 23149-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 10, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 5, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Jan 5, 2022
Deed Document Number	ID 2303814
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3769 OWL TRAP RD, SALUDA, VA 23149-2815
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	UNKNOWN, RW TOWNE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3769 OWL TRAP RD, SALUDA, VA 23149-2815

Mortgage

Document Number	0250004395
Date	Oct 21, 2025
Instrument	250004395

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 10, 2023
Property Address	3769 OWL TRAP RD, SALUDA, VA 23149-2815
Document Number	0230003814
Instrument Date	Oct 3, 2023
Instrument	230003814
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	TITLECONCEPTS LLC, TITLE CONCEPTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3469 OWL TRAP RD, SALUDA, VA 23149

Mortgage

Document Number	0230003815
Date	Oct 10, 2023
Instrument	230003815

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 6, 2053

Interest

Rate Type	Fixed Rate

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 5, 2022
Property Address	3769 OWL TRAP RD, SALUDA, VA 23149-2815
Document Number	0220000045
Instrument Date	Dec 15, 2021
Instrument	220000045
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3769 OWL TRAP RD, SALUDA, VA 23149-2815

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00 (+16.46%)	$182,240 (+10.61%) Land $37,840 Building $144,400	$182,240 (+10.61%) Land $37,840 Building $144,400
2023	$960.00 (+12.81%)	$164,760 (+40.26%) Land $37,840 Building $126,920	$164,760 (+40.26%) Land $37,840 Building $126,920
2022	$851.00	$117,470 Land $32,360 Building $85,110	$117,470 Land $32,360 Building $85,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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