3768 Vienna Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3768 Vienna Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,224 sqft · built 1964
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,473 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-384-07`

Property Details

APN / Parcel Number

Primary APN	`040-384-07`
Alternative APN	`040-384-07-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,224 sqft Living Area
Gross Area	2,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3768 VIENNA DR
City	APTOS
State	CA
Zip	95003-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	388 PARK WILSHIRE SUB
Legal Lot Number	71
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1008
Census Tract	122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3768 VIENNA DR, APTOS, CA 95003-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 27, 2019	Grant Deed, Transfer KESSINGER C L & J L F/TR (PT)
Mar 19, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3768 VIENNA DR, APTOS, CA 95003-2831
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 VIENNA DR, APTOS, CA 95003-2831

Mortgage

Document Number	0000016446
Date	May 26, 2022
Instrument	2022-0016446

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3768 VIENNA DR, APTOS, CA 95003-2831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 VIENNA DR, APTOS, CA 95003-2831

Mortgage

Document Number	0000046107
Date	Nov 4, 2020
Instrument	2020-0046107

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3768 VIENNA DR, APTOS, CA 95003-2831
Document Number	0000008880
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3768 VIENNA DR APTOS CA 950032831, APTOS, CA 95003-2831

Mortgage

Document Number	0000008880
Date	Mar 13, 2020
Instrument	8880

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 27, 2019
Property Address	3768 VIENNA DR, APTOS, CA 95003-2831
Document Number	0000017706
Instrument Date	Jun 21, 2019
Instrument	17706
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,122.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	207 32ND AVE SANTA CRUZ CA 950625457, SANTA CRUZ, CA 95062-5457

Mortgage

Document Number	17707
Date	Jun 27, 2019
Instrument	17707

Lender

Name	KESSINGER C L & J L F/TR (PT)
Address	4820 CHERRYVALE AVE, SOQUEL, CA 95073-9555

Agreement

Amount	Amount Recorded

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 19, 2019
Property Address	3768 VIENNA DR, APTOS, CA 95003-2831
Document Number	0000006967
Instrument Date	Feb 25, 2019
Instrument	6967
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 VIENNA DR APTOS CA 950032831, APTOS, CA 95003-2831

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,160,586 (+2%) Land $812,410 Building $348,176
2025	$14,473.00 (+9.89%)	$1,137,830 (+4.04%) Land $796,481 Building $341,349
2023	$13,170.00 (+2.12%)	$1,093,646 Land $765,552 Building $328,094	$1,173,150
2022	$12,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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