3768 Victor Dr, Indian River, MI 49749 Property Records

Cheboygan County property record for 3768 Victor Dr, Indian River, MI 49749

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2019)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-I35-000-049-00`

Property Details

APN / Parcel Number

Primary APN	`162-I35-000-049-00`

Exterior

Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	3768 VICTOR DR
City	INDIAN RIVER
State	MI
Zip	49749-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF INDIAN RIVER ESTATES NO 1, LOT 49 & W1/2 OF LOT 50. (SEC 19, T35N R2W & SEC 24, T35N,R3W) 535/582;828/544;929/299;
Legal Range	02W
Legal Township	049
Legal Section	19
Legal Subdivision	INDIAN RIVER ESTATES NO 1
Legal Block	A
Legal Lot Number	49-50
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	TUSCARORA
Census Block Group	3
Census Block	3008
Census Tract	960700

Owner

3768 Victor Dr is owned and occupied by an individual who bought it in March 2019.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3768 VICTOR DR, INDIAN RIVER, MI 49749-9546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Mar 26, 2019	Deed, Transfer
Mar 5, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Book / Page	1381 / 35
Prior Transfer Date	Jul 3, 2015
Prior Transfer Doc	01285/0924
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	3768 VICTOR DR, INDIAN RIVER, MI 49749-9546
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3768 VICTOR DR, INDIAN RIVER, MI 49749-9546

Mortgage

Document Number	0000001518/0000000527
Date	Oct 23, 2023
Book Page	0000001518/0000000527

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 26, 2019
Property Address	3768 VICTOR DR, INDIAN RIVER, MI 49749-9546
Document Number	0001381/35
Book / Page	1381 / 35
Instrument Date	Mar 15, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3167 CHIPPEWA BEACH RD, INDIAN RIVER, MI 49749-9726

March 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 5, 2018
Property Address	3768 VICTOR DR, INDIAN RIVER, MI 49749-9546
Document Number	001354/983
Book / Page	1354 / 983
Instrument Date	Feb 23, 2018
Transaction Type	Foreclosure
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31440, FARMINGTON, MI 48334
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3768 Victor Dr was $2,061, up 2.6% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Tuscarora Township
Unified School District	Inland Lakes Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,500 (+44.53%)	$727,000 (+44.53%)
2025	$2,061.00 (+2.59%) Homeowner's exemption	$251,500	$503,000
2024	$2,009.00
2023		$182,800	$365,600
2022	$1,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3768 Victor Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3768 Victor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Victor Dr

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