3768 Hope Commons Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3768 Hope Commons Cir, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,840 sqft · built 2000
Lot Size	0.039 acres (1,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Mar 2009)
Tax Bill	$5,799 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-221665`

Property Details

APN / Parcel Number

Primary APN	`07-221665`
Alternative APNs	`7221665` `221665`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	680 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,700 sqft (0.039 acres)
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221665
Street Address	3768 HOPE COMMONS CIR
City	FREDERICK
State	MD
Zip	21704-7821
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3016 SECTION M3 1,700 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M3
Legal Lot Number	3016
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5050 MUSSETTER RD, IJAMSVILLE, MD 21754-9602
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2009 · Amount on Record
Deed Sale	Mar 16, 2009 · Amount on Record
Prior Sale	Dec 4, 2008 · Amount on Record
Deed Document Number	200990947
Deed Book / Page	7216 / 442
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3768 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116100187
Date	Jan 11, 2017
Book Page	11610/0187
Instrument	11610-0187

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3768 HOPE COMMONS CIR, FREDERICK, MD 21704-7821
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MONOCACY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135620274
Date	Mar 2, 2020
Book Page	13562/274

Lender

Name	NATIONAL INSTITUTES OF HEALTH FCU
Type	Credit Union
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,067 (+27.19%)	$460,100 (+27.45%) Land $170,000 Building $290,100
2025	$5,799.00 (+21.01%)
2023	$4,792.00 Homeowner's exemption	$335,767	$361,000 Land $135,000 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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