3767 Crystal Lake Dr, Chipley, FL 32428 Property Records

Washington County property record for 3767 Crystal Lake Dr, Chipley, FL 32428

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.094 acres (4,138 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2023)
Tax Bill	$415 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000041570124`

Property Details

APN / Parcel Number

Primary APN	`000041570124`
Alternative APN	`41570124`

Exterior

Lot Area	4,138 sqft (0.094 acres)

Location & Zoning

Account Number	000041570124
Street Address	3767 CRYSTAL LAKE DR
City	CHIPLEY
State	FL
Zip	32428-3434
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	26 1 15 ORB 1290 P 996 LOT 24 BLK 5 SEMINOLE PLANTATION
Legal Range	15W
Legal Township	01N
Legal Section	26
Legal Subdivision	SEMINOLE PLANTATION
Legal Block	5
Legal Lot Number	24
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1009
Census Tract	970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3773 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	202367008892
Deed Book / Page	1290 / 996
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 28, 2023
Property Address	3767 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3434
Document Number	0067008892
Book / Page	1290 / 996
Instrument Date	Dec 6, 2023
Instrument	202367008892
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	NOT AVAILABLE, STANDARD TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2903 HARRIER ST, PANAMA CITY, FL 32405-6665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3773 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3434

Mortgage

Document Number	0000000001
Date	Dec 28, 2023
Instrument	1291/0001

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 18, 2018
Property Address	3767 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3434
Document Number	0067006464
Book / Page	001127 / 000632
Instrument Date	Sep 18, 2018
Instrument	67006464
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2903 HARRIER ST PANAMA CITY FL 324056665, PANAMA CITY, FL 32405-6665

Mortgage

Document Number	67006465
Date	Sep 18, 2018
Book Page	001127/000634
Instrument	67006465

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PANAMA CITY BEACH, FL 32408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2028

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$415.00 (+2.72%)	$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2024	$404.00 (+8.6%)	$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2023	$372.00 (+8.45%)	$30,000 (+9.09%) Land $30,000	$30,000 (+9.09%) Land $30,000
2022	$343.00	$27,500 Land $27,500	$27,500 Land $27,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1994–2021)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST FLORIDA RECEPTION CENTER state or territorial government · serves 2,500 people · EPA ID FL1670733
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Jul 2024 Total trihalomethanes not recorded as resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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