3766 Moon Dancer Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3766 Moon Dancer Pl, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 2006
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2015)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139229`

Property Details

APN / Parcel Number

Primary APN	`139229`
Alternative APN	`342630005600010660`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,328 sqft Heated Area
Gross Area	3,109 sqft
1st Floor Area	1,546 sqft
Upper Floors Area	782 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	116 ft deep x 65 ft wide
Garage Type	Finished
Garage Area	661 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	230 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	139229
Street Address	3766 MOON DANCER PL
City	SAINT CLOUD
State	FL
Zip	34772-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	ESPRIT PHASE 1 PB 18 PG 92-100 LOT 66
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT
Legal Phase	1
Legal Tract	56
Legal Block	1
Legal Lot Number	66
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2036
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3766 MOON DANCER PL, SAINT CLOUD, FL 34772-8243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2015 · Amount on File
Deed Sale	Apr 21, 2015 · Amount on File
Prior Sale	Nov 20, 2006 · Amount on File
Deed Document Number	2015056268
Deed Book / Page	4766 / 2529
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3766 MOON DANCER PL, SAINT CLOUD, FL 34772-8243
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054511743
Date	Dec 19, 2018
Book Page	5451/1743
Instrument	2018185073

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3766 MOON DANCER PL, SAINT CLOUD, FL 34772-8243
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054511751
Date	Dec 19, 2018
Book Page	5451/1751
Instrument	2018185074

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3766 MOON DANCER PL, SAINT CLOUD, FL 34772-8243
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056430449
Date	Dec 18, 2019
Book Page	5643/0449
Instrument	2019164277

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3766 MOON DANCER PL, SAINT CLOUD, FL 34772-8243
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 MOON DANCER PL, SAINT CLOUD, FL 34772-8243

Mortgage

Document Number	0062462457
Date	Jul 7, 2022
Book Page	6246/2457
Instrument	2022104919

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,451.00 (+6.75%) Homeowner's exemption	$179,832 (+5.99%)	$374,600 (-0.37%) Land $75,000 Building $299,600
2023	$2,296.00 (+3.94%) Homeowner's exemption	$169,674 (+3%)	$376,000 (+15.66%) Land $60,000 Building $316,000
2022	$2,209.00 Homeowner's exemption	$164,733	$325,100 Land $55,000 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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