Charles County property record for 3766 Gardiner Rd, Waldorf, MD 20601
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,100 sqft · built 1968 |
| Lot Size | 0.46 acres (20,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Feb 2023) |
| Tax Bill | $4,372 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-008027 |
| Primary APN | 08-008027 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.46 acres) |
| View / Lot | Waterfront |
| Pool Area | 512 sqft |
| Deck Area | 100 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 008027 |
|---|---|
| Street Address | 3766 GARDINER RD |
| City | WALDORF |
| State | MD |
| Zip | 20601-2052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 3 BELLEWOOD SUB |
| Legal Subdivision | BELLEWOOD SUB |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 8, BRYANTOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 850802 |
3766 Gardiner Rd is owned by an individual who bought it in February 2023.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7312 LANGSFORD CT, SPRINGFIELD, VA 22153-1536 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ACC MORTGAGE INC |
| Feb 13, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Aug 30, 2022 | Deed, Foreclosure |
| Aug 30, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on File |
| Deed Sale | Feb 13, 2023 · Amount on File |
| Prior Sale | Aug 30, 2022 · Amount on File |
| Deed Book / Page | 12851 / 330 |
| Prior Transfer Date | Sep 28, 1988 |
| Prior Transfer Doc | 1330000112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3766 GARDINER RD, WALDORF, MD 20601-2052 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | JDM TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5605 CAMP SPRINGS AVE, TEMPLE HILLS, MD 20748-2503 |
| Document Number | 0130770304 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 13077/304 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Mar 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 13, 2023 |
| Property Address | 3766 GARDINER RD, WALDORF, MD 20601-2052 |
| Document Number | 0128510330 |
| Book / Page | 12851 / 330 |
| Map Reference | MB 11 FO 2 |
| Instrument Date | Jan 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 3766 GARDINER RD, WALDORF, MD 20601-2052 |
| Document Number | 0012851336 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 12851/336 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 30, 2022 |
| Property Address | 3766 GARDINER RD, WALDORF, MD 20601-2052 |
| Document Number | 0126830006 |
| Book / Page | 12683 / 6 |
| Map Reference | MB 10 FO 103 |
| Instrument Date | Jul 22, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Aug 30, 2022 |
| Property Address | 3766 GARDINER RD, WALDORF, MD 20601-2052 |
| Document Number | 0126830001 |
| Book / Page | 12683 / 1 |
| Map Reference | MB 10 FO 103 |
| Instrument Date | Jul 20, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,899.73 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10500 KINCAID DR, FISHERS, IN 46037-9749 |
The 2025 property tax bill for 3766 Gardiner Rd was $4,372.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,600 Land $115,000 Building $211,600 | $326,600 Land $115,000 Building $211,600 | |
| 2025 | $4,372.00 | ||
| 2023 | $3,748.00 | $261,900 Land $108,000 Building $153,900 | $261,900 Land $108,000 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3766 Gardiner Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3766 Gardiner Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLEWOOD WATER ASSOCIATION private · serves 75 people · EPA ID MD0080006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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