3766 Cindy Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3766 Cindy Ct, Arnold, MO 63010 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,948 sqft · built 1977
Lot Size	0.235 acres (10,236 sqft)
Owner	2 Individual Names on File
Last Sale	$276,533 (Mar 2023)
Tax Bill	$1,883 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081.001.01001101`

Property Details

APN / Parcel Number

Primary APN	`081.001.01001101`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,948 sqft
Basement Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	10,236 sqft (0.235 acres)
Lot Dimensions	125 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3766 CINDY CT
City	ARNOLD
State	MO
Zip	63010-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND HOUSE MANOR AMENDED LOT 45
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	HIGHLAND HOUSE MANOR
Legal Block	1
Legal Lot Number	45
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1027
Census Tract	700117

Owner

Source: Jefferson County records · APN 081.001.01001101

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3766 CINDY CT, ARNOLD, MO 63010-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Personal Representative Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Dec 08, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCEMYHOME.COM
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC
Dec 03, 2018	Grant Deed, Transfer US TITLE
Nov 19, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Dec 03, 2018
Deed Document Number	20236927
Record Updated	Jun 08, 2026

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 23, 2023
Property Address	3766 CINDY CT, ARNOLD, MO 63010-3804
Document Number	0000006927
Map Reference	MB 67 PG 6
Instrument Date	Mar 21, 2023
Instrument	2023R-006927
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 EDO LN, FOLEY, MO 63347-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 CINDY CT, ARNOLD, MO 63010-3804

Mortgage

Document Number	0000006928
Date	Mar 23, 2023
Instrument	2023R-006928

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3766 CINDY CT, ARNOLD, MO 63010-3804
Document Number	0000048471
Instrument Date	Dec 08, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 CINDY CT ARNOLD MO 630103804, ARNOLD, MO 63010-3804

Mortgage

Document Number	0000048471
Date	Dec 15, 2020
Instrument	48471

Lender

Name	FINANCEMYHOME.COM
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3766 CINDY CT, ARNOLD, MO 63010-3804
Document Number	0000026179
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 CINDY CT ARNOLD MO 630103804, ARNOLD, MO 63010-3804

Mortgage

Document Number	0000026179
Date	Aug 30, 2019
Instrument	26179

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 03, 2018
Property Address	3766 CINDY CT, ARNOLD, MO 63010-3804
Document Number	0000036494
Instrument Date	Nov 06, 2018
Instrument	36494
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	US TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 CINDY CT ARNOLD MO 630103804, ARNOLD, MO 63010-3804

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 19, 2018
Property Address	3766 CINDY CT, ARNOLD, MO 63010-3804
Document Number	0000035115
Instrument Date	Nov 06, 2018
Instrument	35115
Transaction Type	Transfer
Record Updated	Dec 05, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3766 CINDY CT ARNOLD MO 630103804, ARNOLD, MO 63010-3804

Mortgage

Document Number	35116
Date	Nov 19, 2018
Instrument	35116

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,600 (+8.33%) Land $2,700 Building $25,900	$150,700 (-) Land $14,400 Building $136,300
2024	$1,883.00 (+0.59%)		$150,700 (+8.5%) Land $14,400 Building $136,300
2023	$1,872.00	$26,400 Land $2,700 Building $23,700	$138,900 Land $14,400 Building $124,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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