Burke County property record for 3766 Big Creek Rd, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,300 sqft · built 2022 |
| Lot Size | 19.7 acres (862,488 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,686 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2721693556 |
| Primary APN | 2721693556 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,300 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 862,488 sqft (19.7 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 684 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 144 sqft |
| Patio Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 2721693556 |
|---|---|
| Street Address | 3766 BIG CREEK RD |
| City | MORGANTON |
| State | NC |
| Zip | 28655-6596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXED USE DIST |
| Legal Description | LO31&32 PL18-9 |
| Legal Subdivision | HIGH PEAK MOUNTAIN SUB PH II |
| Legal Lot Number | 32 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 21201 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3766 BIG CREEK RD, MORGANTON, NC 28655-6596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA |
| Jul 24, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 |
| Deed Sale | Dec 20, 2023 |
| Deed Document Number | 0002721812 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3766 BIG CREEK RD, MORGANTON, NC 28655-6596 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0025670660 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 2567/660 |
| Instrument | 2021010587 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 24, 2020 |
| Property Address | 3766 BIG CREEK RD, MORGANTON, NC 28655-6596 |
| Document Number | 0024770996 |
| Book / Page | 002477 / 000996 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 42735 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43409 CHARITABLE ST MORGANTON NC 28655, MORGANTON, NC 28655 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,686.00 (+772.63%) | $701,437 (+886.13%) Land $100,032 Building $601,405 | $701,437 (+886.13%) Land $100,032 Building $601,405 |
| 2023 | $537.00 | $71,130 Land $71,130 | $71,130 Land $71,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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