3765 Winding Pine Dr, Metamora, MI 48455 Property Records

Lapeer County property record for 3765 Winding Pine Dr, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1989
Lot Size	0.854 acres (37,200 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Oct 1999)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-430-029-00`

Property Details

APN / Parcel Number

Primary APN	`015-430-029-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Lot Area	37,200 sqft (0.854 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3765 WINDING PINE DR
City	METAMORA
State	MI
Zip	48455-8969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 29 BRECHTWOOD ESTATES T6N R10E SECTION 9
Legal Range	10E
Legal Township	06N
Legal Section	09
Legal Subdivision	BRECHTWOOD ESTATES
Legal Lot Number	29
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	1
Census Block	1004
Census Tract	341500

Owner

3765 Winding Pine Dr is owned and occupied by two individuals who bought it in October 1999.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3765 WINDING PINE DR, METAMORA, MI 48455-8969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 1999 · Amount on File
Deed Sale	Oct 29, 1999 · Amount on File
Prior Sale	Nov 1, 1990 · Amount on File
Deed Book / Page	1229 / 99
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3765 WINDING PINE DR, METAMORA, MI 48455-8969
Document Number	0029280949
Book / Page	002928 / 000949
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	RES/TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3765 WINDING PINE DR METAMORA MI 484558969, METAMORA, MI 48455-8969

Mortgage

Document Number	0029280949
Date	Nov 8, 2017
Book Page	002928/000949

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3765 Winding Pine Dr was $2,299 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,100 (+10.65%)	$328,200 (+10.65%)
2025	$2,299.00 Homeowner's exemption	$148,300	$296,600
2023		$119,200	$238,400
2022	$2,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3765 Winding Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3765 Winding Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20