3765 Ruthland Dr, Troy, MI 48084 Property Records

Oakland County property record for 3765 Ruthland Dr, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,508 sqft · built 1957
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Nov 2020)
Tax Bill$5,043 (2025)
Deeds & MortgagesNov 2020 Sale
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-21-229-004

Property Details

APN / Parcel Number

Primary APN88-20-21-229-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,508 sqft Living Area
1st Floor Area1,508 sqft
Basement Area1,508 sqft
Unfinished Basement1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions201 ft deep x 90 ft wide
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3765 RUTHLAND DR
CityTROY
StateMI
Zip48084-1731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 21 TROY MEADOWS SUB LOT 13
Legal Range11E
Legal Township2N
Legal Section21
Legal SubdivisionTROY MEADOWS SUB
Legal Lot Number13
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3003
Census Tract196900

Owner

Source: Oakland County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3082 HERITAGE DR, TROY, MI 48083-5719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Warranty Deed, Transfer
NOT AVAILABLE
Sep 24, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2020 · Amount on Record
Deed SaleNov 23, 2020 · Amount on Record
Prior SaleSep 24, 2018 · Amount on Record
Deed Document Number2020247614
Deed Book / Page55223 / 578
Prior Transfer DateJan 21, 2016
Prior Transfer Doc0000025948
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 23, 2020
Property Address3765 RUTHLAND DR, TROY, MI 48084-1731
Document Number0000247614
Book / Page055223 / 000578
Instrument DateNov 13, 2020
Instrument247614
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,193.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3765 RUTHLAND DR TROY MI 480841731, TROY, MI 48084-1731

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 24, 2018
Property Address3765 RUTHLAND DR, TROY, MI 48084-1731
Document Number0000156366
Book / Page52207 / 00073
Map ReferenceLB 83 PG 2
Instrument DateSep 20, 2018
Instrument156366
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,016.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3765 RUTHLAND DR, 3765, TROY, MI 48084-1731

Transferred To (Grantee/Buyer)

NameVerified Name
Address3765 RUTBLAND DR, TROY, MI 48084-1731

Mortgage

Document Number0000156367
DateSep 24, 2018
Instrument156367
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,043.00 (+2.75%)
2024$4,908.00 (+18.41%)
2023$239,020
2022$4,145.00$119,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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