3765 Quiet Stream Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 3765 Quiet Stream Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,563 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Jan 2013)
Tax Bill	$2,537 (2023)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11033H0085.000000`

Property Details

APN / Parcel Number

Primary APN	`11033H0085.000000`
Alternative APNs	`5539 41 2034` `89537`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,563 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	1,092 sqft
Upper Floors Area	1,472 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	89537
Street Address	3765 QUIET STREAM DR
City	CONCORD
State	NC
Zip	28025-9030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 85 HALLSTEAD
Legal Subdivision	HALLSTEAD
Legal Lot Number	85
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	1
Census Block	1023
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3765 QUIET STREAM DR, CONCORD, NC 28025-9030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 19, 2022	Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK
Nov 6, 2018	Loan Modification, Mortgage · Conventional Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2013 · Amount on Record
Deed Sale	Jan 9, 2013 · Amount on Record
Prior Sale	Oct 29, 2007 · Amount on Record
Deed Book / Page	10329 / 197
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3765 QUIET STREAM DR, CONCORD, NC 28025-9030
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 QUIET STREAM DR, CONCORD, NC 28025-9030

Mortgage

Document Number	0017710172
Date	Nov 10, 2025
Book Page	17710/172

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3765 QUIET STREAM DR, CONCORD, NC 28025-9030
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 QUIET STREAM DR, CONCORD, NC 28025-9030

Mortgage

Document Number	0016207316
Date	Sep 19, 2022
Book Page	16207/316

Lender

Name	REGIONS BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	3765 QUIET STREAM DR, CONCORD, NC 28025-9030
Document Number	13296337
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3765 QUIET STREAM DR CONCORD NC 280259030, CONCORD, NC 28025-9030

Mortgage

Document Number	13296337
Date	Dec 12, 2018
Book Page	013296/000337
Instrument	30635

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	MEMPHIS, TN 38016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,590 (+56.08%) Land $70,000 Building $254,590
2024			$324,590 (+56.08%) Land $70,000 Building $254,590
2023	$2,537.00	$207,960 Land $45,000 Building $162,960	$207,960 Land $45,000 Building $162,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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