3765 Pierce St, Gary, IN 46408 Property Records

Lake County property record for 3765 Pierce St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1951
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$79,600 (Jul 2020)
Tax Bill	$1,020 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0393-0035`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0393-0035`
Alternative APNs	`45-08-28-126-009.000-004` `254603930035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,988 sqft
1st Floor Area	1,992 sqft
Basement Area	996 sqft
Game Room	Game Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3765 PIERCE ST
City	GARY
State	IN
Zip	46408-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED OAK ADD. L.33 BL.1 ALL L.35 BL.1
Legal Subdivision	RED OAK ADD
Legal Block	1
Legal Lot Number	33
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4010
Census Tract	12400

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3765 PIERCE ST, GARY, IN 46408-2119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Oct 15, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202048809
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	0000075873
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3765 PIERCE ST, GARY, IN 46408-2119
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 PIERCE ST, GARY, IN 46408-2119

Mortgage

Document Number	0000041840
Date	Oct 29, 2025
Instrument	2025-541840

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Aug 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3765 PIERCE ST, GARY, IN 46408-2119
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 PIERCE ST, GARY, IN 46408-2119

Mortgage

Document Number	0000035621
Date	Oct 30, 2023
Instrument	2023-535621

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2020
Property Address	3765 PIERCE ST, GARY, IN 46408-2119
Document Number	0000048809
Instrument Date	Jul 17, 2020
Instrument	2020 048809
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 PIERCE ST, GARY, IN 46408-2119

Mortgage

Document Number	0000048810
Date	Jul 30, 2020
Instrument	2020 048810

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE IN
Recording Date	Oct 15, 2018
Property Address	3765 PIERCE ST, GARY, IN 46408-2119
Document Number	0000070470
Instrument Date	Aug 20, 2018
Instrument	70470
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 PIERCE ST GARY IN 464082119, GARY, IN 46408-2119

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,600 (+47.29%) Land $6,200 Building $113,400	$119,600 (+47.29%) Land $6,200 Building $113,400
2024	$1,020.00 (+16.31%)
2023		$81,200 (+2.65%) Land $6,400 Building $74,800	$81,200 (+2.65%) Land $6,400 Building $74,800
2022	$877.00 Homeowner's exemption	$79,100 Land $4,900 Building $74,200	$79,100 Land $4,900 Building $74,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Pierce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures