3765 Ensley St, La Fayette, IN 47909 Property Records

Tippecanoe County property record for 3765 Ensley St, La Fayette, IN 47909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,596 sqft · built 2012
Lot Size	0.425 acres (1 sqft)
Owner	2 Individual Names on File
Last Sale	$297,511 (Oct 2023)
Tax Bill	$1,633 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79-11-10-326-004.000-031`

Property Details

APN / Parcel Number

Primary APN	`79-11-10-326-004.000-031`
Alternative APN	`146048020240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Roof Material	Asphalt
Lot Area	1 sqft (0.425 acres)
Lot Dimensions	299 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3765 ENSLEY ST
City	LAFAYETTE
State	IN
Zip	47909-8386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	STONES CROSSING SEC 3 LOT 105
Legal Subdivision	STONES CROSSING
Legal Lot Number	105
Jurisdiction	TIPPECANOE IN
Township / Civil Division	WEA
Census Block Group	2
Census Block	2007
Census Tract	1603

Owner

3765 Ensley St is owned and occupied by two individuals who bought it in October 2023.

Source: Tippecanoe County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Oct 3, 2023	Warranty Deed, Transfer · FHA Mortgage OPEN MORTGAGE LLC
May 9, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage PURDUE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	May 9, 2022 · Amount on File
Deed Document Number	202313290
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026001025
Date	Jan 22, 2026
Instrument	202626001025

Lender

Name	HOMESTEAD FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Oct 3, 2023
Property Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386
Document Number	0023013290
Map Reference	DOC 04021062
Instrument Date	Sep 29, 2023
Instrument	202323013290
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386

Mortgage

Document Number	0023013291
Date	Oct 3, 2023
Instrument	202323013291

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	May 9, 2022
Property Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386
Document Number	0022008242
Map Reference	DOC 04021062
Instrument Date	May 5, 2022
Instrument	202222008242
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386

Mortgage

Document Number	0022008243
Date	May 9, 2022
Instrument	202222008243

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Apr 30, 2019
Property Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386
Document Number	0019006219
Map Reference	DOC 04021062
Instrument Date	Apr 29, 2019
Instrument	201919006219
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 ENSLEY ST, LAFAYETTE, IN 47909-8386

Mortgage

Document Number	0019006220
Date	Apr 30, 2019
Instrument	201919006220

Lender

Name	PURDUE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Wea Township
Unified School District	Tippecanoe School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$244,300 Land $40,000 Building $204,300	$244,300 Land $40,000 Building $204,300
2024	$1,633.00 (+5.83%)
2023	$1,543.00 (+10.85%)	$221,800 (+10.18%) Land $40,000 Building $181,800	$221,800 (+10.18%) Land $40,000 Building $181,800
2022	$1,392.00	$201,300 Land $40,000 Building $161,300	$201,300 Land $40,000 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3765 Ensley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3765 Ensley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: Tipmont REMC, Verizon, Wintek.

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