Seminole County property record for 3765 E Osceola Rd, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,044 sqft · built 2023 |
| Lot Size | 0.682 acres (29,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,000 (Jul 2022) |
| Tax Bill | $6,923 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2023 Construction Loan + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 26-19-32-501-0000-0050 |
| Primary APN | 26-19-32-501-0000-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,044 sqft Living Area |
| Upper Floors Area | 1,090 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Lot Area | 29,750 sqft |
| Lot Dimensions | 350 ft deep x 85 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Patio Area | 240 sqft |
| Utility Building | 170 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3765 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 CAMERONS PLAN OF LOG LANDING ORB 359 PG 224 |
| Legal Range | 32E |
| Legal Township | 19S |
| Legal Section | 26 |
| Legal Subdivision | CAMERONS PLAN OF LOG LANDING |
| Legal Tract | 501 |
| Legal Lot Number | 5 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| May 24, 2023 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN MOMENTUM BANK |
| Jul 27, 2022 | Warranty Deed, Construction Loan · Construction Mortgage KURT CHANA |
| Oct 18, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 22, 2020 | Warranty Deed, Transfer PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on Record |
| Deed Sale | Jul 27, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2021 |
| Deed Document Number | 2022086835 |
| Deed Book / Page | 10286 / 1372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Document Number | 0103490001 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 10349/1 |
| Instrument | 2022126513 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Document Number | 0104450058 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 10445/58 |
| Instrument | 2023047906 |
| Name | AMERICAN MOMENTUM BANK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jul 27, 2022 |
| Property Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Document Number | 0102861372 |
| Book / Page | 10286 / 1372 |
| Map Reference | MB 359 PG 225 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022086835 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 15, 2024 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,869.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 642, GENEVA, FL 32732-0642 |
| Name | Verified Name |
|---|---|
| Address | 206 MORTON LN, WINTER SPRINGS, FL 32708-3612 |
| Document Number | 0102861373 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 10286/1373 |
| Name | KURT CHANA |
|---|---|
| Type | Private Party |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 18, 2021 |
| Property Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Document Number | 0100710788 |
| Book / Page | 10071 / 788 |
| Map Reference | MB 359 PG 225 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 2021136845 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | PO BOX 642, GENEVA, FL 32732-0642 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 22, 2020 |
| Property Address | 3765 E OSCEOLA RD, GENEVA, FL 32732-9409 |
| Document Number | 0096301328 |
| Book / Page | 009630 / 001328 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 64865 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 GARY AVE OAK HILL FL 327599713, OAK HILL, FL 32759-9713 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,923.00 (+143.17%) Homeowner's exemption | $531,570 (+148.4%) | $609,842 (+184.97%) Land $240,000 Building $369,842 |
| 2023 | $2,847.00 (+14.57%) | $214,000 (+15.43%) | $214,000 (+15.05%) Land $210,000 Building $4,000 |
| 2022 | $2,485.00 | $185,400 | $186,000 Land $182,000 Building $4,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 83% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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