3765 E Carmel Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3765 E Carmel Dr, Carmel, IN 46033 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,658 sqft · built 1975
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,286 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-103-012.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-103-012.000-018`
Alternative APN	`1610320103012000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,658 sqft Living Area
Gross Area	5,041 sqft
1st Floor Area	3,889 sqft
2nd Floor Area	1,317 sqft
Basement Area	1,231 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	194 ft deep x 11.7 ft wide
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3765 E CARMEL DR
City	CARMEL
State	IN
Zip	46033-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 32, TOWNSHIP 18, RANGE 4, BROOKSHIRE, SECTION 6A, LOT 321, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	BROOKSHIRE SECTION 6A
Legal Lot Number	321
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111003

Owner

Source: Hamilton County records · APN 29-10-32-103-012.000-018

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3765 E CARMEL DR, CARMEL, IN 46033-4318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 02, 2025	Re-recorded Document ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC
Apr 29, 2025	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2025
Deed Sale	Oct 02, 2025
Prior Sale	Apr 29, 2025 · Amount on Record
Deed Document Number	202542418
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	0000042418
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3765 E CARMEL DR, CARMEL, IN 46033-4318
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 E CARMEL DR, CARMEL, IN 46033-4318

Mortgage

Document Number	0000032104
Date	Aug 05, 2025
Instrument	2025032104

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 08, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HAMILTON IN
Recording Date	Oct 02, 2025
Property Address	3765 E CARMEL DR, CARMEL, IN 46033-4318
Document Number	0000042418
Map Reference	MR 141 PG 280
Instrument Date	Apr 25, 2025
Instrument	2025042418
Record Updated	Oct 17, 2025
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3765 E CARMEL DR, CARMEL, IN 46033-4318

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 29, 2025
Property Address	3765 E CARMEL DR, CARMEL, IN 46033-4318
Document Number	0000016199
Map Reference	MR 141 PG 280
Instrument Date	Apr 25, 2025
Instrument	2025016199
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 E CARMEL DR, CARMEL, IN 46033-4318

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3765 E CARMEL DR, CARMEL, IN 46033-4318
Document Number	0000058027
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 08, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 E CARMEL DR CARMEL IN 460334318, CARMEL, IN 46033-4318

Mortgage

Document Number	0000058027
Date	Dec 14, 2018
Instrument	58027

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$428,300 (+9.46%) Land $144,100 Building $284,200	$428,300 (+9.46%) Land $144,100 Building $284,200
2024	$4,286.00 (+4.84%)	$391,300 (+3.55%) Land $144,100 Building $247,200	$391,300 (+3.55%) Land $144,100 Building $247,200
2023	$4,088.00 (-8.69%) Homeowner's exemption	$377,900 (-1.87%) Land $144,100 Building $233,800	$377,900 (-1.87%) Land $144,100 Building $233,800
2022	$4,477.00 Homeowner's exemption	$385,100 Land $132,400 Building $252,700	$385,100 Land $132,400 Building $252,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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