37645 Bay Crest Rd, Newark, CA 94560 Property Records

Alameda County property record for 37645 Bay Crest Rd, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,412 sqft · built 2018
Lot Size	0.052 acres (2,269 sqft)
Owner	2 Individual Names on File
Last Sale	$1,488,000 (Aug 2026)
Tax Bill	$14,008 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`92-259-28`

Property Details

APN / Parcel Number

Primary APN	`92-259-28`
Alternative APN	`092-0259-028-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,412 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,269 sqft (0.052 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	37645 BAY CREST RD
City	NEWARK
State	CA
Zip	94560-3551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: TR: 8098
Legal Subdivision	TRACT NO 8098
Legal Tract	8098
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2032
Census Tract	444304

Owner

37645 Bay Crest Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Alameda County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37645 BAY CREST RD, NEWARK, CA 94560-3551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 17, 2020	Deed of Trust, Mortgage QUICKEN LNS
Apr 25, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jun 6, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Document Number	2026104082
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 12, 2026
Property Address	37645 BAY CREST RD, NEWARK, CA 94560-3551
Document Number	0000104082
Instrument Date	Aug 7, 2026
Instrument	2026104082
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,316.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37645 BAY CREST RD, NEWARK, CA 94560-3551

Mortgage

Document Number	0000104083,
Date	Aug 12, 2026
Instrument	2026104083

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37645 BAY CREST RD, NEWARK, CA 94560-3551
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37645 BAY CREST RD, NEWARK, CA 94560-3551

Mortgage

Document Number	0000228422
Date	Jun 25, 2021
Instrument	2021228422

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37645 BAY CREST RD, NEWARK, CA 94560-3551
Document Number	0000100425
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37645 BAY CREST RD NEWARK CA 945603551, NEWARK, CA 94560-3551

Mortgage

Document Number	0000100425
Date	Apr 30, 2020
Instrument	100425

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	37645 BAY CREST RD, NEWARK, CA 94560-3551
Document Number	0000081851
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37465 BAY CREST RD NEWARK CA 94560, NEWARK, CA 94560

Mortgage

Document Number	0000081851
Date	May 3, 2019
Instrument	81851

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 6, 2018
Property Address	37645 BAY CREST RD, NEWARK, CA 94560-3551
Document Number	0000111852
Map Reference	MB 345 PG 5-29
Instrument Date	May 2, 2018
Instrument	2018111852
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37645 BAY CREST RD, NEWARK, CA 94560-3551

Mortgage

Document Number	0000111853
Date	Jun 6, 2018
Instrument	2018111853

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 37645 Bay Crest Rd was $14,008.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,165,977 (+2.01%) Land $351,881 Building $821,096
2025	$14,008.00 Homeowner's exemption	$1,142,983 Land $344,983 Building $805,000
2023	$13,417.00 Homeowner's exemption	$1,105,331 Land $331,588 Building $773,743	$1,303,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37645 Bay Crest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37645 Bay Crest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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