St. Johns County property record for 3764 Berenstain Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,480 sqft · built 2005 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2017) |
| Tax Bill | $4,658 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288101-0150 |
| Primary APN | 288101-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,480 sqft Living Area |
| Gross Area | 3,032 sqft |
| 1st Floor Area | 2,480 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1,158 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 347 sqft |
| Patio Area | 1,028 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3764 BERENSTAIN DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 45/76-77 ST JOHNS SIX MILE CREEK NORTH UT 3 PARCEL 21 LOT 15 OR2725/1273 & 4377/993 &4842/648(D/C) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 3 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 23, 2017 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on Record |
| Deed Sale | May 23, 2017 · Amount on Record |
| Prior Sale | Jun 16, 2006 · Amount on Record |
| Deed Document Number | 201735398 |
| Deed Book / Page | 4377 / 993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0058130578 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 5813/578 |
| Instrument | 2023066497 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 21, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0052391839 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 5239/1839 |
| Instrument | 2021042699 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047180820 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 4718/0820 |
| Instrument | 2019030304 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2017 |
| Property Address | 3764 BERENSTAIN DR, SAINT AUGUSTINE, FL 32092-3448 |
| Document Number | 0043770993 |
| Book / Page | 004377 / 000993 |
| Instrument Date | May 17, 2017 |
| Instrument | 35398 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3764 BERENSTAIN DR ST AUGUSTINE FL 320923448, ST AUGUSTINE, FL 32092-3448 |
| Document Number | 43770995 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 004377/000995 |
| Instrument | 35399 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,707 (+2.7%) | $516,952 (-5.52%) Land $135,000 Building $381,952 | |
| 2025 | $4,658.00 (+12.43%) Homeowner's exemption Widower's exemption | $364,856 (+5.99%) | $547,183 (+3.39%) Land $135,000 Building $412,183 |
| 2024 | $4,143.00 (+2.04%) | ||
| 2023 | $4,060.00 (+1.4%) Homeowner's exemption Widower's exemption | $344,246 (+3%) | $529,236 (+4.93%) Land $144,000 Building $385,236 |
| 2022 | $4,004.00 Homeowner's exemption Widower's exemption | $334,219 | $504,357 Land $95,200 Building $409,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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