3764 Bancroft Rd E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 3764 Bancroft Rd E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,464 sqft · built 1968
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 1999)
Tax Bill	$7,857 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`192402-3-029-2006`

Property Details

APN / Parcel Number

Primary APN	`192402-3-029-2006`
Alternative APN	`1197144`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,464 sqft Living Area
Gross Area	4,144 sqft
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Finished Basement	1,672 sqft
Unfinished Basement	120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Patio
Deck Area	130 sqft
Patio Area	640 sqft
Canopy	710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	3764 BANCROFT RD E
City	PORT ORCHARD
State	WA
Zip	98366-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	THAT PORTION OF GOVERNMENT LOT 4, SECTION 19, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE SOUTH LINE OF THE NORTH 768 FEET OF SAID GOVERNMENT LOT 4 WITH THE EASTERLY
Legal Range	2E
Legal Township	24
Legal Section	19
Legal Subdivision	PORT ORCHARD
Legal Tract	TH
Legal Block	1
Legal Lot Number	4
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	1
Census Block	1018
Census Tract	92500

Owner

3764 Bancroft Rd E is owned and occupied by two individuals who bought it in November 1999.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3764 BANCROFT RD E, PORT ORCHARD, WA 98366-8310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 1999 · Amount on File
Deed Sale	Nov 30, 1999 · Amount on File
Deed Document Number	19993223112
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	3764 BANCROFT RD E, PORT ORCHARD, WA 98366-8310
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004290064
Date	Apr 29, 2021
Instrument	202104290064

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	173 Months
Due	Sep 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	3764 BANCROFT RD E, PORT ORCHARD, WA 98366-8310
Document Number	0002020002
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3764 BANCROFT RD E PORT ORCHARD WA 983668310, PORT ORCHARD, WA 98366-8310

Mortgage

Document Number	0002020002
Date	Feb 2, 2018
Instrument	201802020002

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 3764 Bancroft Rd E was $7,857, up 12.3% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$913,800 (-) Land $165,840 Building $747,960	$913,800 (-) Land $165,840 Building $747,960
2026	$7,857.00 (+12.26%)	$913,800 Land $165,840 Building $747,960	$913,800 Land $165,840 Building $747,960
2025	$6,999.00 (+5.23%)
2024	$6,651.00 (+0.65%)	$816,370 (-) Land $134,820 Building $681,550	$816,370 (-) Land $134,820 Building $681,550
2023	$6,608.00	$816,370 Land $134,820 Building $681,550	$816,370 Land $134,820 Building $681,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3764 Bancroft Rd E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3764 Bancroft Rd E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	West Sound Utility District #1 serves 28,930 people · EPA ID WA5302600
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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