St. Louis County property record for 3763 Sundling Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 0.75 ba · 672 sqft · built 1990 |
| Lot Size | 0.767 acres (33,421 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $411,000 (Jul 2022) |
| Tax Bill | $3,198 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0170-00150 |
| Primary APN | 387-0170-00150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 0.75 Baths |
| Stories | 1 Story |
| Building Area | 672 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 33,421 sqft (0.767 acres) |
| Garage Area | 480 sqft |
| Deck Area | 360 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Heating Fuel | Propane |
|---|
| Account Number | 1134051 |
|---|---|
| Street Address | 3763 SUNDLING RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8609 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0015 SERIAL # |
| Legal Subdivision | FRASER BEACH T OF GREENWOOD |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5475 OSGOOD AVE S, AFTON, MN 55001-9628 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Deed Document Number | 20221059358 |
| Prior Transfer Date | Nov 16, 2021 |
| Prior Transfer Doc | 0001049725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 28, 2022 |
| Property Address | 3763 SUNDLING RD, TOWER, MN 55790-8609 |
| Document Number | 0001059358 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 1059358 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,356.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5475 OSGOOD AVE S, AFTON, MN 55001-9628 |
| Document Number | 0001059359 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 1059359 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,198.00 (+11.51%) | ||
| 2025 | $2,868.00 (-0.97%) | $387,100 (+14.02%) Land $216,600 Building $170,500 | $387,100 (+14.02%) Land $216,600 Building $170,500 |
| 2024 | $2,896.00 | $339,500 (+21.68%) Land $189,900 Building $149,600 | $339,500 (+21.68%) Land $189,900 Building $149,600 |
| 2022 | $279,000 Land $158,900 Building $120,100 | $279,000 Land $158,900 Building $120,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
May also be available: Verizon.
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