Hamilton County property record for 3763 Hutton St, Cincinnati, OH 45226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1928 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,000 (Apr 2026) |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 018-0001-0034-00 |
| Primary APN | 018-0001-0034-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 600 sqft |
| 2nd Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3763 HUTTON ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45226-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | 3763 HUTTON AVE 45 X 130 PT LOT 7 LINWOOD LAND CO 1ST SUB-BLK C |
| Legal Subdivision | LINWOOD LAND CO 1ST SUB |
| Legal Block | C |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 4703 |
Source: Hamilton County records · APN 018-0001-0034-00
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage WHOLESALE MORTGAGE |
| Sep 12, 2019 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC |
| Mar 04, 2019 | Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Sep 12, 2019 · Amount on Record |
| Deed Document Number | 202632882 |
| Deed Book / Page | 15656 / 1334 |
| Prior Transfer Date | Nov 19, 1997 |
| Prior Transfer Doc | 0000189672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019281 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 14355/190 |
| Instrument | 2021-0019281 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Document Number | 0000032882 |
| Book / Page | 15656 / 1334 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202632882 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | IVY POINTE TITLE LLC, IVY POINTE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,136.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Document Number | 0000032883, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202632883 |
| Name | WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 12, 2019 |
| Property Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Document Number | 0000077648 |
| Book / Page | 14000 / 00070 |
| Map Reference | MB 5 PG 131 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 2019-0077648 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $804.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Document Number | 0000077650 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019-0077650 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 04, 2019 |
| Property Address | 3763 HUTTON ST, CINCINNATI, OH 45226-2321 |
| Document Number | 0000015595 |
| Book / Page | 13866 / 00025 |
| Map Reference | MB 5 PG 131 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 2019-0015595 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9984 THORNWOOD CT, WEST CHESTER, OH 45241-1058 |
| Document Number | 0000015596 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 2019-0015596 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Feb 22, 2020 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,688.00 (+3.12%) | $61,688 (-) Land $12,691 Building $48,997 | $176,250 (-) Land $36,260 Building $139,990 |
| 2024 | $1,637.00 (-2.15%) | $61,688 (-) Land $12,691 Building $48,997 | |
| 2023 | $1,673.00 (-17.75%) | $61,688 (-12.31%) Land $12,691 Building $48,997 | $176,250 (-12.31%) Land $36,260 Building $139,990 |
| 2022 | $2,034.00 Homeowner's exemption | $70,350 Land $12,600 Building $57,750 | |
| 2020 | $201,000 Land $36,000 Building $165,000 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 32 (2005–2025) |
| Most Recent Claim | May 2025 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Based on FCC filings for 302 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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