3763 Cardinal Rd NW, Bemidji, MN 56601 Property Records

Beltrami County property record for 3763 Cardinal Rd NW, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details480 sqft · built 1970
Lot Size1.85 acres (80,586 sqft)
OwnerCompany Name on Record
Last Sale$58,000 (Nov 2017)
Tax Bill$1,623 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Nov 2019 Line of Credit
+ 2 more
APN12.00454.00

Property Details

APN / Parcel Number

Primary APN12.00454.00

Interior

Building Area480 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1985
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area80,586 sqft (1.85 acres)
Garage TypeMixed
Deck Area1 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3763 CARDINAL RD NW
CityBEMIDJI
StateMN
Zip56601-9084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-147 RANGE- 34 AUDITOR'S PLAT NO 17 LOT- 1 BLOCK- 2
Legal Range34
Legal Township147
Legal Section35
Legal SubdivisionAUDITORS PLAT NO 17
Legal Block2
Legal Lot Number1
JurisdictionBELTRAMI MN
Township / Civil DivisionECKLES
Census Block Group1
Census Block1082
Census Tract450101

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address23958 480TH ST, LAPORTE, MN 56461-4888
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Deed of Trust, Mortgage · Line of Credit
SECURITY BANK USA
Nov 25, 2019Deed of Trust, Mortgage · Line of Credit
SECURITY BANK USA
Jun 19, 2019Deed of Trust, Mortgage · Commercial Mortgage
SECURITY BANK USA
Nov 3, 2017Limited Warranty Deed, Transfer · Commercial Mortgage
SECURITY BANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2017 · Amount on Record
Deed SaleNov 3, 2017 · Amount on Record
Deed Document Number2017568050
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address3763 CARDINAL RD NW, BEMIDJI, MN 56601-9084
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000630428
DateJul 31, 2025
InstrumentA000630428
Lender
NameSECURITY BANK USA
TypeBank
Address55661
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueAug 1, 2040
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address3763 CARDINAL RD NW, BEMIDJI, MN 56601-9084
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000584853
DateNov 25, 2019
InstrumentA000584853
Lender
NameSECURITY BANK USA
TypeBank
AddressBEMIDJI, MN 56619
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 22, 2024

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address3763 CARDINAL RD NW, BEMIDJI, MN 56601-9084
Transaction TypeMortgage
Record UpdatedApr 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000580848
DateJun 19, 2019
InstrumentA000580848
Lender
NameSECURITY BANK USA
TypeBank
AddressBEMIDJI, MN 56619
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJun 5, 2024

November 2017: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionBELTRAMI MN
Recording DateNov 3, 2017
Property Address3763 CARDINAL RD NW, BEMIDJI, MN 56601-9084
Document NumberA000568050
Instrument DateOct 31, 2017
InstrumentA000568050
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanySATHRE TITLE AND ABSTRACT INC, SATHER TITOLE & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$191.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9647 SUNNYVIEW CT NW, BEMIDJI, MN 56601-9796

Mortgage

Document NumberA000568051
DateNov 3, 2017
InstrumentA000568051
Lender
NameSECURITY BANK USA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 15, 2022

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
County SubdivisionEckles Township
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,623.00 (-13.85%)$124,300 (-) Land $40,400 Building $83,900$124,300 (-) Land $40,400 Building $83,900
2025$1,884.00 (+64.4%)$124,300 (+15.84%) Land $40,400 Building $83,900$124,300 (+15.84%) Land $40,400 Building $83,900
2023$107,300 Land $29,400 Building $77,900$107,300 Land $29,400 Building $77,900
2021$1,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Paul Bunyan Communications
Fiber
1,000 / 1,000

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