Lake County property record for 37620 Florida Ave, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,300 sqft · built 1984 |
| Lot Size | 0.302 acres (13,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Mar 2021) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0200-004-15800 |
| Primary APN | 26-18-26-0200-004-15800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 13,136 sqft (0.302 acres) |
| Lot Dimensions | 125 ft deep x 105 ft wide |
| Garage Area | 300 sqft |
| Porch | Slab |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2723955 |
|---|---|
| Street Address | 37620 FLORIDA AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | EUSTIS PARK SUB A LOTS 158 TO 161 INCL BLK 4 PB 8 PG 13 ORB 5658 PG 2466 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | EUSTIS PARK |
| Legal Tract | 0200 |
| Legal Block | 4 |
| Legal Lot Number | 158 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30110 |
37620 Florida Ave is owned and occupied by an individual who bought it in March 2021.
Source: Lake County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 9, 2021 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Jul 19, 2004 · Amount on File |
| Deed Document Number | 202131612 |
| Deed Book / Page | 5658 / 2466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Document Number | 0061521167 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 6152/1167 |
| Instrument | 2023065269 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Document Number | 0059121131 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 5912/1131 |
| Instrument | 2022032955 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Document Number | 0056582466 |
| Book / Page | 5658 / 2466 |
| Map Reference | MB 8 PG 13 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2021031612 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | SHIPLEY LAW FIRM AND TITLE COMPANY, SHIPLEY LAW FIRM & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2330 SECTION DR, APOPKA, FL 32703-9504 |
| Name | Verified Name |
|---|---|
| Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Document Number | 0056582468 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 5658/2468 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 37620 FLORIDA AVE, UMATILLA, FL 32784-9675 |
| Document Number | 0052980625 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 37620 FLORIDA AVE UMATILLA FL 327849675, UMATILLA, FL 32784-9675 |
| Document Number | 0052980625 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 005298/000625 |
| Instrument | 69613 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 20, 2034 |
The 2025 property tax bill for 37620 Florida Ave was $2,441 with a homeowner's exemption, up 2.7% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,750 (+2.7%) | $176,696 (-) Land $45,000 Building $131,696 | |
| 2025 | $2,441.00 (+2.74%) Homeowner's exemption | $162,370 Land $45,000 Building $117,370 | $176,696 Land $45,000 Building $131,696 |
| 2024 | $2,376.00 (+12.39%) | ||
| 2023 | $2,114.00 (+7.69%) Homeowner's exemption | $153,438 (+1.39%) | $153,438 (+1.39%) Land $26,100 Building $127,338 |
| 2022 | $1,963.00 Homeowner's exemption | $151,327 | $151,327 Land $26,100 Building $125,227 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37620 Florida Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37620 Florida Ave is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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