Merced County property record for 3762 Whitewater Way, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,358 sqft · built 2019 |
| Lot Size | 0.173 acres (7,547 sqft) |
| Owner | Company Name on File |
| Last Sale | $331,000 (Mar 2020) |
| Tax Bill | $7,538 (2025) |
| Deeds & Mortgages | May 2021 Transfer Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-422-010-000 |
| Primary APN | 008-422-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| 1st Floor Area | 2,358 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 7,547 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-422-010 |
|---|---|
| Street Address | 3762 WHITEWATER WAY |
| City | MERCED |
| State | CA |
| Zip | 95340-5556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | MORAGA OF MERCED UNIT NO 1 LOT 217 |
| Legal Subdivision | MORAGA OF MERCED |
| Legal Lot Number | 217 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 2602 |
3762 Whitewater Way is owned by a company that acquired it in July 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 41622 BELFORD TER, FREMONT, CA 94538-4984 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2021 | Intrafamily Transfer, Transfer |
| Jul 30, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Mar 2, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Sep 1, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on File |
| Deed Sale | Mar 2, 2020 · Amount on File |
| Deed Document Number | 20207204 |
| Last Transfer Date | Jul 29, 2020 |
| Transfer Doc | 0000025807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 20, 2021 |
| Property Address | 3762 WHITEWATER WAY, MERCED, CA 95340-5556 |
| Document Number | 0000022858 |
| Map Reference | DOC 2006-022262 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021022858 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 39450 ALBANY CMN APT Y, Y, FREMONT, CA 94538-2392 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 3762 WHITEWATER WAY, MERCED, CA 95340-5556 |
| Document Number | 0000025807 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 25807 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 42241 OSGOOD RD FREMONT CA 945395051, FREMONT, CA 94539-5051 |
| Document Number | 25808 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 25808 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 2, 2020 |
| Property Address | 3762 WHITEWATER WAY, MERCED, CA 95340-5556 |
| Document Number | 0000007204 |
| Map Reference | VOL 72 PG 45-56 |
| Instrument Date | Feb 1, 2020 |
| Instrument | 2020007204 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 42241 OSGOOD RD, FREMONT, CA 94539-5051 |
| Document Number | 0000007205 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 2020007205 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 1, 2017 |
| Property Address | 3762 WHITEWATER WAY, MERCED, CA 95340-5556 |
| Document Number | 0000028551 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 28551 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $7,669.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797 |
The 2025 property tax bill for 3762 Whitewater Way was $7,538.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $370,016 (+2%) Land $89,237 Building $280,779 | |
| 2025 | $7,538.00 | $362,762 Land $87,488 Building $275,274 |
| 2023 | $7,192.00 (+1.88%) | $347,621 Land $84,092 Building $263,529 |
| 2022 | $7,059.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3762 Whitewater Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3762 Whitewater Way is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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