3762 Sage Way, Oceanside, CA 92057 Property Records

San Diego County property record for 3762 Sage Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 1976
Lot Size	0.38 acres (1,652 sqft)
Owner	2 Trust Names on File
Last Sale	$445,000 (Apr 2025)
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Feb 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-452-25-00`

Property Details

APN / Parcel Number

Primary APN	`160-452-25-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	1,652 sqft (0.38 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3762 SAGE WAY
City	OCEANSIDE
State	CA
Zip	92057-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 193 UND 1/101 INT IN LOT 229&ALL OF TR 007975
Legal Subdivision	OCEANA EAST
Legal Tract	007975
Legal Block	1
Legal Lot Number	193,2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	18512

Owner

3762 Sage Way is held in a trust since April 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 15, 2018	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
Feb 9, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Nov 21, 2008 · Amount on File
Deed Document Number	202580869
Prior Transfer Date	Oct 8, 2016
Prior Transfer Doc	0000604658
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3762 SAGE WAY, OCEANSIDE, CA 92057-8322
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3762 SAGE WAY, OCEANSIDE, CA 92057-8322

Mortgage

Document Number	0000096086
Date	Mar 3, 2022
Instrument	2022-0096086

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	791 Months
Due	Feb 28, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.08%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.08%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3762 SAGE WAY, OCEANSIDE, CA 92057-8322
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061438
Date	Feb 15, 2018
Instrument	2018-0061438

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.54%
Type Change Date	Mar 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3762 SAGE WAY, OCEANSIDE, CA 92057-8322
Document Number	0000061439
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3762 SAGE WAY OCEANSIDE CA 920578322, OCEANSIDE, CA 92057-8322

Mortgage

Document Number	0000061439
Date	Feb 15, 2018
Instrument	61439

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Tax Assessment & Valuation

The 2025 property tax bill for 3762 Sage Way was $2,478, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,899 (+101.43%) Land $272,344 Building $181,555
2025	$2,478.00 (+2.02%)	$225,343 Land $135,208 Building $90,135
2024	$2,429.00 (+3.27%)
2023	$2,352.00 (+1.6%) Homeowner's exemption	$216,594 Land $129,958 Building $86,636
2022	$2,315.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3762 Sage Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3762 Sage Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks.

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