3762 Haines Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 3762 Haines Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1933
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jun 2004)
Tax Bill	$2,420 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2710-07410`

Property Details

APN / Parcel Number

Primary APN	`010-2710-07410`
Alternative APN	`1087466`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	700 sqft Gross Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	58,806 sqft (1.35 acres)
Garage Area	500 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	55 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1087466
Street Address	3762 HAINES RD
City	DULUTH
State	MN
Zip	55811-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF S 1/2 OF N 1/2 OF SW 1/4 OF NW1/4 OF SW 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	2300

Owner

3762 Haines Rd is owned and occupied by an individual who bought it in June 2004.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3762 HAINES RD, DULUTH, MN 55811-4348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2004 · Amount on File
Deed Sale	Jun 3, 2004 · Amount on File
Deed Document Number	2004777130
Prior Transfer Date	Mar 26, 2004
Prior Transfer Doc	0000777127
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 2, 2020
Property Address	3762 HAINES RD, DULUTH, MN 55811-4348
Document Number	00T1021950
Instrument Date	Mar 27, 2020
Instrument	T1021950
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3762 HAINES RD DULUTH MN 558114348, DULUTH, MN 55811-4348

Mortgage

Document Number	T1021951
Date	Apr 2, 2020
Instrument	T1021951

Lender

Name	HERITAGE BK
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Mortgage

Document Number	T1021952,
Date	Apr 2, 2020
Instrument	T1021952

Lender

Name	HERITAGE BK
Type	Bank
Address	SPICER, MN 56288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3762 Haines Rd was $2,420 with a homeowner's exemption, up 14.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,420.00 (+14.91%) Homeowner's exemption
2025	$2,106.00 (-15.29%) Homeowner's exemption	$227,300 (+26.63%) Land $48,300 Building $179,000	$227,300 (+26.63%) Land $48,300 Building $179,000
2024	$2,486.00	$179,500 Land $62,300 Building $117,200	$179,500 Land $62,300 Building $117,200
2022		$165,500 Land $59,900 Building $105,600	$165,500 Land $59,900 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3762 Haines Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3762 Haines Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber, Spectrum.

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