Hamilton County property record for 3761 Premium Dr, Chattanooga, TN 37415
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 1,690 sqft · built 1959 |
| Lot Size | 0.408 acres (17,810 sqft) |
| Owner | Owner Name on File |
| Last Sale | $75,500 (Sep 1999) |
| Tax Bill | $1,134 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118B C 005 |
| Primary APN | 118B C 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,810 sqft (0.408 acres) |
| Lot Dimensions | 178 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000043952 |
|---|---|
| Street Address | 3761 PREMIUM DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | LTS PT 560&561 CROSS BROTHERS ADDN MANCHESTER PARK PB 17 PG 66 |
| Legal Subdivision | CROSS BROTHERS ADDN |
| Legal Lot Number | 560,561 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 10501 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 3761 Premium Dr bought it in September 1999.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3761 PREMIUM DR, CHATTANOOGA, TN 37415-4336 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 1999 · Amount on File |
| Deed Sale | Sep 14, 1999 · Amount on File |
| Deed Document Number | 1999091400238 |
| Deed Book / Page | 5444 / 809 |
| Prior Transfer Date | Sep 10, 1999 |
| Prior Transfer Doc | 0054440809 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3761 PREMIUM DR, CHATTANOOGA, TN 37415-4336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000000029 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 12524/578 |
| Instrument | 2021061400029 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3761 PREMIUM DR, CHATTANOOGA, TN 37415-4336 |
| Document Number | 1029000169 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3761 PREMIUM DR CHATTANOOGA TN 374154336, CHATTANOOGA, TN 37415-4336 |
| Document Number | 1029000169 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 011802/000734 |
| Instrument | 191029000169 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
The 2025 property tax bill for 3761 Premium Dr was $1,134, up 15.4% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,134.00 (+15.36%) | $74,875 (+70.27%) | $299,500 (+70.27%) Land $80,000 Building $219,500 |
| 2024 | $983.00 | $43,975 (-) | $175,900 (-) Land $70,000 Building $105,900 |
| 2023 | $983.00 | $43,975 (-) | $175,900 (-) Land $70,000 Building $105,900 |
| 2022 | $983.00 | $43,975 | $175,900 Land $70,000 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3761 Premium Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3761 Premium Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures