3761 Lakeview Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 3761 Lakeview Dr, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	1,900 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Jun 2017)
Tax Bill	$7,428 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-455-007`

Property Details

APN / Parcel Number

Primary APN	`09-25-455-007`
Alternative APN	`925455007`

Interior

Building Area	1,900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Street Address	3761 LAKEVIEW DR
City	WINNEBAGO
State	IL
Zip	61088-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCD
Legal Description	WESTLAKE TOWNHOME ASSOCIATION SUB PT SE1/4 SEC 25-27-10 LOT 22
Legal Range	10
Legal Township	27
Legal Section	25
Legal Subdivision	WESTLAKE TOWNHOME ASSOCIATION SUB
Legal Lot Number	22
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4021
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3761 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK
Jun 19, 2017	Grant Deed, Transfer · Conventional with PMI BLACKHAWK BK
Mar 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3761 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001038208
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3761 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	0001038208
Date	Nov 18, 2019
Instrument	1038208

Lender

Name	BLACKHAWK BK
Type	Bank
Address	MACHESNEY PARK, IL 61115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 19, 2017
Property Address	3761 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001018190
Instrument Date	Jun 14, 2017
Instrument	1018190
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3761 LAKEVIEW DR WINNEBAGO IL 610888021, WINNEBAGO, IL 61088-8021

Mortgage

Document Number	1018191
Date	Jun 19, 2017
Instrument	1018191

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2032

Interest

Rate	3.25%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 27, 2017
Property Address	3761 LAKEVIEW DR, WINNEBAGO, IL 61088-8021
Document Number	0001009340
Instrument Date	Mar 22, 2017
Instrument	1009340
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2112 TIMBER TRL FREEPORT IL 610329388, FREEPORT, IL 61032-9388

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,428.00	$118,286 (+29.21%) Land $9,812 Building $108,474	$354,858 (+29.21%) Land $29,436 Building $325,422
2022	Homeowner's exemption	$91,544 Land $9,198 Building $82,346	$274,632 Land $27,594 Building $247,038

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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