Kane County property record for 3760 Saint James Ct, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.201 acres (8,793 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jan 2021) |
| Tax Bill | $11,609 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-331-020 |
| Primary APN | 06-18-331-020 |
|---|
| Lot Area | 8,793 sqft (0.201 acres) |
|---|
| Street Address | 3760 SAINT JAMES CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-1211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST POINT GARDENS SOUTH PHASE 2 LT 28 |
| Legal Subdivision | WEST POINT GARDENS SOUTH |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 851911 |
3760 Saint James Ct is owned and occupied by two individuals who bought it in January 2021.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3760 SAINT JAMES CT, ELGIN, IL 60124-1211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on File |
| Deed Sale | Jan 15, 2021 · Amount on File |
| Deed Document Number | 20213669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3760 SAINT JAMES CT, ELGIN, IL 60124-1211 |
| Document Number | 0000003670 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3760 SAINT JAMES CT ELGIN IL 601241211, ELGIN, IL 60124-1211 |
| Document Number | 0000003670 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 3670 |
| Name | HOME POINT FINL CORP |
|---|---|
| Address | 9 ENTIN RD, PARSIPPANY, NJ 07054-5000 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 14, 2051 |
The 2025 property tax bill for 3760 Saint James Ct was $11,609 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,609.00 Homeowner's exemption | ||
| 2024 | $143,909 Land $39,827 Building $104,082 | $431,900 Land $119,529 Building $312,371 | |
| 2022 | $10,782.00 (+3.4%) Homeowner's exemption | $118,547 (+6.96%) Land $32,808 Building $85,739 | $355,641 (+6.96%) Land $98,424 Building $257,217 |
| 2021 | $10,427.00 Homeowner's exemption | $110,833 Land $30,673 Building $80,160 | $332,499 Land $92,019 Building $240,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3760 Saint James Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3760 Saint James Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
May also be available: Verizon.
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