3760 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3760 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,114 sqft · built 2010
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Aug 2010)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-025030`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-025030`
Alternative APNs	`352723013503025030` `52723000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	2,114 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	650 sqft
Porch	Unfinished Open Porch
Porch Area	291 sqft

Location & Zoning

Street Address	3760 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 25 LOT 3
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	25
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1011
Census Tract	12126

Owner

3760 Prescott Loop is owned and occupied by two individuals who bought it in August 2010.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3760 PRESCOTT LOOP, LAKELAND, FL 33810-2869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 9, 2019	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2010 · Amount on File
Deed Sale	Aug 4, 2010 · Amount on File
Deed Document Number	2010122618
Deed Book / Page	8191 / 1613
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3760 PRESCOTT LOOP, LAKELAND, FL 33810-2869
Document Number	0107431008
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 PRESCOTT LOOP LAKELAND FL 338102869, LAKELAND, FL 33810-2869

Mortgage

Document Number	0107431008
Date	Feb 6, 2019
Book Page	010743/001008
Instrument	24516

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	3760 PRESCOTT LOOP, LAKELAND, FL 33810-2869
Document Number	0107420219
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3760 PRESCOTT LOOP LAKELAND FL 338102869, LAKELAND, FL 33810-2869

Mortgage

Document Number	0107420219
Date	Feb 5, 2019
Book Page	010742/000219
Instrument	23481

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 3760 Prescott Loop was $5,617.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,354 (-5.15%) Land $50,000 Building $245,354	$295,354 (-5.15%) Land $50,000 Building $245,354
2025	$5,617.00	$311,384 Land $50,000 Building $261,384	$311,384 Land $50,000 Building $261,384
2023	$5,834.00 (+10.24%)	$327,500 (+13.68%) Land $48,000 Building $279,500	$327,500 (+13.68%) Land $48,000 Building $279,500
2022	$5,292.00	$288,095 Land $40,000 Building $248,095	$288,095 Land $40,000 Building $248,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3760 Prescott Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3760 Prescott Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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