3760 Monroe St, Carlsbad, CA 92008 Property Records

San Diego County property record for 3760 Monroe St, Carlsbad, CA 92008

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,521 sqft · built 1972
Lot Size0.191 acres (8,300 sqft)
OwnerIndividual Name on Record
Last Sale$1,645,000 (Jun 2025)
Tax Bill$15,461 (2025)
Deeds & MortgagesJan 2026 Mortgage
Mar 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN205-260-25-00

Property Details

APN / Parcel Number

Primary APN205-260-25-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,521 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,300 sqft (0.191 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3760 MONROE ST
CityCARLSBAD
StateCA
Zip92008-2732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPAR 2 TR PM00558
Legal SubdivisionCARLSBAD COURT
Legal Tract256
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract17809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3760 MONROE ST, CARLSBAD, CA 92008-2732
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
THE NORTHERN TRUST CO
Mar 4, 2021Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Prior SaleJan 8, 2025 · Amount on Record
Deed Document Number2025164634
Prior Transfer DateAug 4, 2014
Prior Transfer Doc0000346194
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3760 MONROE ST, CARLSBAD, CA 92008-2732
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3760 MONROE ST, CARLSBAD, CA 92008-2732

Mortgage

Document Number0000011424
DateJan 14, 2026
Instrument2026-0011424
Lender
NameTHE NORTHERN TRUST CO
TypeBank
AddressCHICAGO, IL 60603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateFeb 1, 2031
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change7.25%
IndexSOFR Average 30-Day
Max Rate10.2%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3760 MONROE ST, CARLSBAD, CA 92008-2732
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyFNC TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3760 MONROE ST, CARLSBAD, CA 92008-2732

Mortgage

Document Number0000170331
DateMar 4, 2021
Instrument2021-0170331
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term799 Months
DueOct 3, 2087
Interest
Rate TypeAdjustable Rate
Rate2.19%
Type Change DateApr 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,677,900 (+17.75%) Land $1,371,900 Building $306,000
2025$15,461.00 (+417.26%)$1,425,000 (+419.91%) Land $1,175,000 Building $250,000
2024$2,989.00 (+0.57%)
2023$2,972.00 (+1.61%) Homeowner's exemption$274,088 Land $90,284 Building $183,804
2022$2,925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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