376 Sumter St, Charleston, SC 29403 Property Records

Charleston County property record for 376 Sumter St, Charleston, SC 29403

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,940 sqft · built 1935
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$371,500 (Apr 2006)
Tax Bill	$7,614 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit May 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`460-07-02-143`

Property Details

APN / Parcel Number

Primary APN	`460-07-02-143`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,940 sqft Total Area
1st Floor Area	970 sqft
Upper Floors Area	970 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	125 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	406 sqft
Deck Area	84 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	376 SUMTER ST
City	CHARLESTON
State	SC
Zip	29403-4902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION NAME -376 SUMTER ST DESCRIPTION -LT 18
Legal Subdivision	376 SUMTER ST
Legal Lot Number	18
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	850 PINE SHADOW LN, MOUNT PLEASANT, SC 29464-5172
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Quit Claim Deed, Transfer · Line of Credit CRESCOM BK
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2006 · Amount on Record
Deed Sale	Apr 24, 2006 · Amount on Record
Prior Sale	Jul 29, 2003 · Amount on Record
Deed Book / Page	580 / 154
Last Transfer Date	Sep 30, 2019
Transfer Doc	0831/0632
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 18, 2019
Property Address	376 SUMTER ST, CHARLESTON, SC 29403-4902
Document Number	0831/0632
Book / Page	000831 / 000632
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 SASANQUA LN CHARLESTON SC 294077629, CHARLESTON, SC 29407-7629

Mortgage

Document Number	831/0634
Date	Oct 18, 2019
Book Page	000831/000634

Lender

Name	CRESCOM BK
Type	Bank
Address	MYRTLE BEACH, SC 29577

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	376 SUMTER ST, CHARLESTON, SC 29403-4902
Document Number	0640/0443
Book / Page	000640 / 000443
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 SUMTER ST CHARLESTON SC 294034902, CHARLESTON, SC 29403-4902

Mortgage

Document Number	0640/0443
Date	May 25, 2017
Book Page	000640/000443

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2032

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,614.00 (+11.4%)	$447,666 (+1,816.38%) Land $234,181 Building $213,485	$891,900 (+49.4%) Land $395,400 Building $496,500
2024	$6,835.00 (+8.35%)	$23,360 (-)
2022	$6,308.00	$23,360	$597,000 (-) Land $312,300 Building $284,700
2020			$597,000 Land $312,300 Building $284,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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