376 Pin Oak Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 376 Pin Oak Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2013
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2022)
Tax Bill	$2,142 (2022)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-2S-21-42020-000-0409`

Property Details

APN / Parcel Number

Primary APN	`13-2S-21-42020-000-0409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,266 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	13 ft deep x 6.2 ft wide
Garage Type	Finished
Garage Area	400 sqft
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	376 PIN OAK LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 409 DRIFTWOOD ESTATES PH IIC S/D PB 17-47 OR 3253-4710
Legal Range	21W
Legal Township	02S
Legal Section	13
Legal Subdivision	DRIFTWOOD ESTATES PH IIC
Legal Lot Number	409
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1010
Census Tract	950607

Owner

376 Pin Oak Loop is owned and occupied by an individual who bought it in May 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	376 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	20220025110
Deed Book / Page	3253 / 4710
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 26, 2022
Property Address	376 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054
Document Number	0032534710
Book / Page	3253 / 4710
Map Reference	MB 17 PG 47
Instrument Date	May 20, 2022
Instrument	20220025110
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 MEADOWBROOK CT, 128, NICEVILLE, FL 32578-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 PIN OAK LOOP, SANTA ROSA BEACH, FL 32459-8054

Mortgage

Document Number	0032534712
Date	May 26, 2022
Instrument	3253/4712

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,538 Land $45,000 Building $325,538	$370,538 Land $45,000 Building $325,538
2023	Homeowner's exemption	$387,823 (+9.68%) Land $44,754 Building $343,069	$387,823 (+9.68%) Land $44,754 Building $343,069
2022	$2,142.00 Homeowner's exemption	$353,589 Land $49,676 Building $303,913	$353,589 Land $49,676 Building $303,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 376 Pin Oak Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 417 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	417 in force
Nearby Flood Claims	6 (2004–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 376 Pin Oak Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

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